Texoma Living Well Magazine September/October 2016 | Page 14

The Intelligent Investor “ Learn every day , but especially from the experiences of others . It ’ s cheaper !” — John C . Bogle What Experts Say About “ Index Funds ”

The Intelligent Investor “ Learn every day , but especially from the experiences of others . It ’ s cheaper !” — John C . Bogle What Experts Say About “ Index Funds ”

Jack Bogle : “ Of the 355 equity funds in 1970 , fully 233 of those funds have gone out of business . Only 24 outpaced the market by more than 1 % a year . These are terrible odds .” -- “ I favor the all-market index fund as the best choice for most investors .”
Christine Benz , Morningstar Director of Personal Finance : “ By buying total-market index funds--one for U . S . stocks , one for foreign stocks , and one for bonds--investors can gain exposure to a huge swath of securities in three highly economical packages .”
Bill Bernstein , author & financial adviser : “ Indexing virtually guarantees you superior performance .”
Peter L Bernstein , author of 10 financial books : “ I own no actively managed funds . They are all index funds because I ’ m a skeptic about active management .”
Warren Buffet , famed investor : “ A low-cost index fund is the most sensible equity investment for the great majority of investors . My mentor , Ben Graham , took this position many years ago , and everything I have seen since convinces me of its truth .”
Scott Burns , syndicated columnist : “ Searching through a list of 234 domestic equity funds that have survived for 20 years , only 31 did better than the Vanguard 500 Index . That means the odds are really , really poor that any of us will do better than a low-cost broad index fund .”
Jonathan Clements , author and former Wall Street Journal Columnist : “ Four years ago I was a fan of index funds . Today I am a true believer .”
James Dahle , author of The White Coat Investor : “ Index funds have repeatedly and continuously outperformed the vast majority of the actively managed mutual funds in their asset class over the long term .”
Charles Ellis , author of “ Winning the Loser ’ s Game ”: “ The best plan for most of us , is to commit to buying some index funds and do nothing else .”
Eugene Fama , Nobel Laureate : “ The question is , ‘ When is active management good ?’ The answer is ‘ never .’”
Benjamin Graham , famed author , teacher and investor : “ Index funds save on management and marketing expenses , reduce transaction costs , defer capital-gain , and control risk--and in the process , beat the vast majority of actively manage mutual funds .”
Alan Greenspan , former Chairman of the Federal Reserve : “ Once you start to try and trade the market , I don ’ t care how good you are , how smart you are , you will not beat an index fund .”
Peter Lynch , former manager of the Magellan Fund : “ The statistical evidence proving that stock index funds outperform between 80 % and 90 % of actively managed equity funds is so overwhelming that it takes enormously expensive advertising campaigns to obscure the truth from investors .”
Rex Sinquefield , mutual fund researcher : “ The only consistent superior performer is the market itself and the only way to capture the superior consistency is to invest in a properly diversified portfolio of index funds .”