Juston Dobbs
MBA , CDFA ® , CFP ® , Managing Director – Investments Dobbs Wealth Management Group of Wells Fargo Advisors
FINDING EXPERTISE THAT FITS
You ’ ve worked hard . You recognize the value of setting financial goals , of saving money , of developing a strategic approach to help maximize your investment efforts . You know the “ right ” things to do , but maybe you ’ ve been too busy to find a financial advisor with the experience and expertise to help you achieve your objectives . Or maybe you ’ ve sought help in the past , but didn ’ t feel you got the attention or consistent communications you desired .
“ Your comfort level with your financial advisor is critically important ,” said Juston Dobbs , MBA , CDFA ®, CFP ®, Managing Director — Investments at Dobbs Wealth Management Group of Wells Fargo Advisors in Sherman . “ You want to be assured about the advisor ’ s credentials and background , but also you ’ ll want to find a good fit . Is the advisor relatable ? Does he or she communicate well ? Are your individual needs considered and addressed to your satisfaction ? Look for proven skills and transparency . Understand how your advisor gets paid . The fiduciary relationship is a crucial aspect of working together .”
Juston , a financial advisor for over 20 years , and his wife , Amber , lead the team of Dobbs Wealth Management . “ Seeing our clients meet their investment goals is how we view our success ,” Juston said . “ My experience with market fluctuations gives me a perspective that can enhance a client ’ s comfort level with staying the course based on their aspirations and circumstances . I take the faith placed in me seriously , always acting in the best interest of clients .”
Sound investment plans are designed to help meet specific goals , such as paying for college or retirement , but also to help weather unexpected life circumstances . There are variables unique to you , as well as the market . That ’ s one reason having a good relationship with your financial advisor can bring added confidence .
The Process is Important
• The first step at Dobbs Wealth Management is an introductory meeting . “ Let ’ s get to know one another so we can decide together if we ’ re a good fit ,” said Juston . “ I start by listening . Understanding your priorities . Answering your questions . Hearing your concerns . Sharing our process . Every client is unique and there ’ s no such thing as one-size-fits-all with investment planning .”
• On your second visit , you ’ ll provide complete information about your assets , prioritizing your goals . You and Juston will examine your resources , identify gaps , and discuss options for paying yourself first . “ Many people begin to feel an enormous sense of relief that they ’ re about to get on track to do what they need to do rather than simply talking about it ,” Juston said . “ It ’ s an opportunity to clarify where you are and where you want to be within an estimated timeframe — to imagine your future self and take the necessary steps to make that a reality . We identify what ’ s important to you , what your life situation is , and how to plan for financial growth , as well as considering how your life insurance , wills , savings accounts and other assets fit within your plan .”
• During the third meeting , your detailed plan is presented and discussed . It ’ s a thorough and easy-to-understand document , personalized with charts and graphs illustrating where you are and options to help you achieve your goals within your comfortable risk tolerance . Amber will schedule periodic meetings to keep you apprised of your progress . “ Your investment plan is unique to you and can be readjusted , if necessary ,” Juston said . “ There are those who think of returns in a straight line , but , like life , there are fluctuations . Sometimes critical financial events take place in peoples ’ lives , like a divorce or the death of a spouse , and we want to help clients plan for the unplanned , rather than having to react in haste .”
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