Testimonials Young, Beginning, Small Farmers Fall 2016 | Page 2

SQUARE ONE
Scratch— that’s exactly where Mackenzie Oswald and
James Howell Jr., started from earlier this year when
they planted the seeds for a beginning in agriculture.

It’s been a mighty big year for the Urich, Mo.,
couple. Each of them graduated from college this
past spring and each started a new job in May—
MacKenzie in an Overland Park firm and James as a
construction inspector with the Missouri Department
of Transportation.

And, of course, they bought their first farm —
40 acres of grassland they plan on being the nucleus
of a future in the beef cattle industry.

“We’d like to have more cows and more acres
but it’s a start,” James explains. “With all that’s gone
on this year we wanted to be comfortable, both with
the workload and the finances.”

And there has been plenty to do, especially
when you consider they both work full-time. They
fertilized the grass — predominantly a brome and
orchardgrass mix with plenty of red clover — and
they took a hay crop. They’ve completed the perimeter fence and turned in 13 recently purchased Angus-Gelbvieh X cows.
Before all that happened, James and Mackenzie harvested some of the walnut trees on the property to help pay for
improvements. Now, they’re working with NRCS on water development and subdivision fencing so the grass can be
intensively managed to increase carrying capacity.
The financial impetus for the new agricultural enterprise came from FCS Financial in conjunction with the Farm
Service Agency. MacKenzie and James worked closely with Tara Vermillion, a financial services officer in the Harrisonville
office.
“We’ve had a good working relationship with Tara and FCS Financial,” MacKenzie says. “It’s business-like but it’s also
personal and I appreciate that.”
Since MacKenzie and James have off-farm income, monthly payments were set-up to fit their cash flow. Additionally,
they make those payments online, which suits their sometime crowded schedules.
“The service is good and it’s nice because you feel like they have your back,” MacKenzie adds.
For now, James and MacKenzie intend to grow the calves they raise up to about 800 pounds. James watches the market
closely and, currently, that looks like a good spot in the market to merchandise their calf crop. As the operation grows,
they’ll reassess that strategy but for now, the couple plans to focus on raising quality cattle.
But in the meantime, there’s plenty of work to be done.
“It’s not easy starting from square one but every time we come out here and work on the place it gets a little better,”
James concludes.