Test Drive Cobra Aid Notice | Page 2

Important Information – General Notice Initial/General Notice of COBRA rights. Continuation coverage rights under COBRA 05/19/2014 Company Name ABC Test Contact Name Mike Smith Phone 81355512121 Address 1 main st City, State, Zipcode Atlanta, New York, 30222 Recipient: Name of Individual(s) Employee: Ash Spouse Name: NG Dependent: A,A Address NY City, State, Zipcode NY, New York, 11001 You are receiving this notice because you have recently become covered under a group health plan. This notice contains important information about your right to COBRA continuation coverage, which is a temporary extension of coverage under the Plan. This notice generally explains COBRA continuation coverage, when it may become available to you and your family, and what you need to do to protect the right to receive it. The right to COBRA continuation coverage was created by a federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA continuation coverage can become available to you when you would otherwise lose your group health coverage. It can also become available to other members of your family who are covered under the Plan when they would otherwise lose their group health coverage. For additional information about your rights and obligations under the Plan and under federal law, you should review the Plan’s Summary Plan Description or contact the Plan Administrator. What is COBRA Continuation Coverage? COBRA continuation coverage is a continuation of Plan coverage when coverage would otherwise end because of a life event known as a “qualifying event.” Specific qualifying events are listed later in this notice. After a qualifying event, COBRA continuation coverage must be offered to each person who is a “qualified beneficiary.” You, your spouse, and your dependent children could become qualified beneficiaries if coverage under the Plan is lost because of the qualifying event. Under the Plan, qualified beneficiaries who elect COBRA continuation coverage must pay the entire premium amount plus 2% for COBRA continuation coverage. 2 of 5