Money Saving
Secret money savers
We all know that our bank accounts don’t exactly favour horse ownership and in the current economic climate
all associated costs have risen considerably, making it even harder for us owners to keep up with the cost. So,
we got in touch with some equine companies who offered their advice on saving some extra pounds. Plus we
asked you to share some of your top tips on what you’re doing to minimise your expenditure.
Save money on your
insurance
Products to fit your
budget
The Net-Tex Mini Range has
everything a horse needs to look and
feel great and is kind on your pocket
too. Being small in size, small in price
yet big on quality and value, you
can really make your pounds stretch
further.
The entire range comes in handy
‘mini’ bottles allowing consumers to
try the products before investing in
the larger size. It is also great for Pony
Club camp, saving money and space.
It’s an affordable solution available to
everyone, on every budget.
The Net-Tex Mini’s include: Lynn
Russell - Mane & Tail, Quick Shine,
Quick Plait, Quick Brite and Quick
Stain; fly repellents - Fly Spray, Fly
Repellent Shampoo and Fly Wipes;
Tack Cleaner and Tack Conditioner;
Citronella Coat Spray and Citronella
Wash, Revive Wash and Lavender
Wash; and Muddy Marvel - De-Scab
and Disinfectant and Barrier Cream
(300ml).
Visit www.net-textmini.co.uk or call
01634 257150 for further information.
Insurance is one of things that
many people scrimp on, however
in the event of a claim it can save
much heartache and stress. There
are ways to save money simply by
ensuring you have the right policy
as Oliver Lawton of Shearwater
Insurance explains…
Correct valuation
The more you have your horse
insured for, the greater your
premium will be, however as your
horse grows older it may be that
his value alters. In the event of a
claim, the insurer would adjust the
payout accordingly to the value
of your horse, which means even
if you have your horse insured
for a higher sum – you are not
guaranteed to receive that. Being
realistic about your horse’s financial
value may bring your premium
down.
How much are you willing
to pay?
The excess on your policy will
affect your premium. The higher
your excess then the lower your
fee will be – so look at what you
could realistically afford to pay
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