Tees Life Tees Life issue 11 | Page 37

FINANCE We are family The perfect gift for your family this Christmas Bespoke Family on why we should all put a little extra thought into educating ourselves on protecting what matters most, allowing us to really enjoy those precious family moments… W e all purchase home and motor insurance but why don’t more of us cover those who matter the most? Bespoke Family is a Teesside-based insurance firm that specialises in family protection, whilst endeavouring to create awareness of the importance of what insurance can do for you and your family. Karla Edwards, brand leader at Bespoke Family, says: “It’s very easy at this time of year to get carried away with Christmas plans and to totally forget what’s really important. “As a mum, I’ve chosen to specialise in a market that no one really touches on and which is certainly not publicised enough – insurance for your children. “Through my own experiences, I’ve come to find that not many financial advisors fully educate their clients on the product they recommend and how it also usually covers your children for free. “At Bespoke Family, it’s my passion to spread the word that there are insurance benefits for any eventuality. In fact, mums- to-be can be covered during their pregnancy. Depending on the provider, cover starts at as early as 24 weeks gestation.” Karla is determined to spread this awareness and has been educating parents in local schools, retailers and at community events. It has come as no surprise to her that most couples could not afford to maintain their current lifestyle and financial responsibilities, should the worst happen. “People are surprised when I inform them that most critical illnesses are paid upon diagnosis, meaning the family can concentrate on recovery, rather than financial stresses. “When I first took out my mortgage, I was given some information on life insurance by my mortgage broker. But it was not until I began my role at Bespoke that I discovered my policy was actually not suitable. If I’d been made aware of the add-on benefits, then me, my partner and my children would all be fully insured under one complete policy.” It is obvious when speaking to Karla that her own family is where her drive and passion stems. With this, she is offering a free financial review to all, whether or not you have insurance policies already in place. Karla will complete a comprehensive review and inform you on what you do have and what you could have. Bespoke Family offers tailor-made policies to suit all different types of personal needs and circumstances. For example, one of their leading providers gives the optional benefit of Global Treatment. This means those diagnosed with a particular critical illness would be treated by the world’s specialist for that condition, while giving you up to £1m of medical treatment, including travel and expenses. Karla explains: “Many people are under the impression that this sort of thorough cover comes at a high price, but every policy I offer is bespoke to the individual. I would much rather someone take out a policy they can afford rather than struggling and not continuing with it.” The Bespoke Family ethos is to ensure that the clients are the priority. When you need to Bespoke Family’s Karla Edwards – pictured with her children Jaxon, Teddy and Alba – is urging readers to get in touch about family insurance. speak to someone, you don’t get a call centre - you get a personal service, either over the phone or face to face, whichever suits you. Every step of the way, they are with you, so if you are ever unfortunate enough to need to make a claim they will assist in every way possible. “The most important thing to me is that people understand insurance as I know it can be a minefield,” she adds. “I’m here to explain, educate and give free, friendly advice and to ensure that families are protected.” Contact Karla Edwards on 07581784736 or at bespokefinancialuk.co.uk/bespoke-family tees-life.co.uk 37