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The mobile wallet payment is divided into methods such as person to person payment ( P2P ) and customer to business payment ( C2P ) on basis of transaction targets . It is further divided into Proximity payment and Remote Payment . Remote payment is the process where the customer makes payment through short range of communication technology such as Bluetooth , infrared , near field communication and RFID . In remote payment method , the user makes payment with mobile devices and operates back end system through communication network .
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