Talk Business Magazine September 2014 | Page 37

MONEY The funding expert Follow the crowd Our funding expert, Julian Smith, examines how to achieve crowdfunding success A lternative sources of finance are growing rapidly. Between 2011 and 2013, Nesta estimates that the market tripled in size, from £309 million to £939 million. The biggest segments of that market were donation-based crowdfunding, peer-to-peer (i.e. individual) lending, and peer-to-business lending. Equity-based crowdfunding (as opposed to rewardsbased) was a relatively small part of the overall market at £28 million in 2013, but it is growing fast and hitting some notable milestones. The overall UK angel investment market, which is the largest in Europe, was estimated by eban at €84.4 million in 2013, so equity crowdfunding already represents a big chunk of that market. For entrepreneurs thinking of raising capital from external sources to accelerate growth, crowdfunding should now be a serious consideration. WHICH PLATFORM? The UK Crowdfunding Association currently has 26 listed members, covering a range of broad-based and niche platforms. Crowdcube and Seedrs are currently two of the most active equity-based platforms in the UK. Crowdcube itself raised £3.8 million from renowned disruptive tech investor, Balderton Capital in July, following it up with a record-breaking £1.2 million crowdfund on its own platform. SyndicateRoom does equity crowdfunding with a twist; all deals have already been sponsored (and therefore validated to some extent) by an existing business angel, giving some additional comfort. When choosing a platform, FCA authorisation would be a pre-requisite, but I would also consider other factors: • What is the momentum of the platform in terms of deals, amounts raised and investors? • What is the success rate on listed deals? • How much guidance and support (including promotion) will you get? THE SECRET SAUCE So what makes a successful crowdfunding campaign? The fundamentals required are: 1 a business plan; 2 a financial model; 3 a summary of the investment case; and 4 a video. Crowd investors, like most online users, will scan the summary before clicking on the video, which provides an immediate opportunity to judge the founder/CEO and other key team members audibly and visually. The hook needs to be strong enough here to make the investor want to spend more time on the detail (business plan, numbers and engagement), so it’s worth spending a bit of money to get a slick video produced, and thinking carefully about how you position your company to create that hunger. More than that though, you need to think of crowdfunding as a PR and marketing campaign, where you build interest throughout your network privately, and then publicly following launch in order to generate momentum. Like fundraisings of any size, momentum is critical in building confidence. Nowhere is it more transparent than crowdfunding, where a guide tells the world where you are relative to your target. If that needle is moving towards your goal, you’re more likely to bring in other money alongside. Crowdfunding is growing up fast and helping to develop democratised equity investment for a growing population. Capital hungry entrepreneurs take note! For entrepreneurs thinking of raising capital to accelerate growth, crowdfunding should be a serious consideration Contact: thefundingexpert.co.uk Twitter: @lefundingexpert talkbusinessmagazine.co.uk 37 MONEY_TB36_fundingexpert037.ga.indd 37 29/08/2014 15:08