Budgeting 101
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I
t takes money to make money, so whatever your
aspirations may be it is important to get in the habit of
budgeting. The good news is that you don’t need to hire an
accountant or spend another dime of your hard earned income to do so. All you need to get started is a pencil (pen
not recommended) and paper. We prefer setting up a few
simple formulas in Excel.
flexibility you need to pursue your goals more freely.
Sound better than stressing over whether or not to
pay the light bill if you decide to start a business?
To help you get started, here’s an example of how
one budgeted paycheck looks so you can create your own.
Happy budgeting!
SAMPLE BUDGET:
Making a budget is just a way of tracking where
your income is going. The best way to do this is to start
recording how much you spend on things like food, entertainment, gas, and other daily/monthly expenditures
so that you can get a feel for where your money is going.
Once you identify your spending habits, you can decide on
what changes need to be made to spend less in one area so
that you can save more in another.
The sooner you get into the habit of budgeting the
easier it will be for you to make decisions and have the
The content provided in this article is for informative or
entertainment purposes only and is not to be considered or
acted upon as legal or professional advice.
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