Table Tennis England The Winning Edge Issue 5 | Page 16

Be prepared for
the unexpected!
As a table-tennis coach you introduce new
generations to a great sport, develop
established players to achieve higher standards
and value the opportunity to earn an income
from work you really enjoy.
Qualified coaches are the lifeblood for the future of all sports and at
PG Mutual we provide a safety net to secure a future for them and their
family when most needed.
PG Mutual have been providing security for the future of the selfemployed and employed since 1928 through our Income Protection
Plus plan.
As a coach, if you found yourself unable to work due to illness or
accident, could you afford to maintain your family’s financial
commitments whilst you recover? Not a question we want to ask
ourselves or a subject we probably really discuss with
family, however it’s best to ask or discuss before a
potential financial disaster.
PG Mutual returns

Those of you in the Scouts when you were younger
will remember the motto ‘Be Prepared’.
Unfortunately, the welfare system doesn’t entirely
bridge the gap. For example, an employee unable to
work due to illness or injury is entitled to SSP from
their employer after three days of absence from work
and can claim SSP of £88.45* per week (£353.80 per
month) for a maximum of 28 weeks.

‘

its profit to its
members meaning the
plan builds up an
investment element
for your future,
whether you claim
on the plan or not!

For those who are self-employed, the situation is even worse.
They don’t qualify for SSP at all but instead can apply for ESA
(provided their N.I contributions are up-to-date) at a level of
£73.10* per week (£292.40 per month).

’

This is the harsh reality of what is offered if you
have to rely on the state which can often be a
huge shock at a time when you want to focus
on recovery.
PG Mutual aim to protect individuals and families
with an affordable plan for those times when it is
needed most - a financial safety net for anyone
who works hard to create a lifestyle.

Income Protection Plus helps with the payment of a regular
income from the first day of ill health or injury until the age of
65 (or until return to work) and as an added bonus PG Mutual
returns its profit to its members meaning the plan builds up an
investment element for your future, whether you claim on the
plan or not!

Everyone’s circumstances are different so please check what
arrangements you currently have in place in case you are off
work due to accident or illness and if
you require additional piece of mind
please visit

www.pgmutual.co.uk
for your bespoke illustration entering
the discount code ‘TTE’.
Income Protection Plus
* For full terms and conditions, visit www.pgmutual.co.uk. PG Mutual is the trading name of Pharmaceutical and General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood,
St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority, Firm Reference Number 110023.