Suquamish Tribe 2024 Benefit Guide | Page 9

HEALTH REIMBURSEMENT ARRANGEMENT ( HRA )

WHAT IS AN HRA ?
A health reimbursement arrangement ( HRA ) is an account funded only by The Suquamish Tribe Employee Plan to help pay for qualified healthcare expenses . The money in your HRA is not considered income , so it is not subject to taxes .
HOW DOES AN HRA WORK ?
Each individual enrolled in the medical plan must meet a $ 300 medical deductible before money from the HRA is available . Once the $ 300 medical deductible has been met , the HRA will pay claims subject to the deductible up to $ 1,700 per individual . If enrolled as employee plus one or more , the HRA will reimburse up to a maximum of $ 3,400 for all family members combined . Once all of the HRA money is used , any remaining claims subject to the deductible will be your responsibility .
REIMBURSEMENTS
The Suquamish Tribe reimburses up to $ 1,700 / year ( employee only ), $ 3,400 / year ( family of 2 ) or $ 5,100 / year ( family of 3 +) from your HRA .
REIMBURSEMENTS
The Suquamish Tribe reimburses up to $ 1,700 / year ( employee only ), $ 3,400 / year ( family of 2 ) or $ 5,100 / year ( family of 3 +) from your HRA .
You pay $ 300 ( HRA deductible )
HRA pays 100 % of eligible expenses ( up to $ 1,700 / person , $ 3,400 / family of 2 , $ 5,100 / family of 3 +)
You pay eligible expenses after HRA money runs out
You pay coinsurance
WHO IS ELIGIBLE ?
Employees who are not Suquamish Tribal members are eligible for the HRA .
Dependents who are not Suquamish Tribal members ( even if the employee is a Suquamish Tribal member , their non-Tribal dependents are eligible for the HRA ).
Suquamish Tribal members who are not covered under the Tribe ’ s Indian Health Plan ( Purchased and Referred Care ) or the Geographic Plan are eligible for the HRA .
An employee or dependent who is a Suquamish Tribal member and is enrolled on The Suquamish Tribe Indian Health Plan , who has received services that are excluded under the Tribe ’ s Indian Health Plan but are covered under The Suquamish Tribe Employee plan and has services which are subject to the In-Network deductible are eligible for the HRA .
Prepared by Gallagher for the Employees of The Suquamish Tribe 8