Sunday Times : Rewards & Loyalty 2016 RewardsAndLoyalty2016 | Page 73

[ ACQU ISITION ] ATTRACTING NEW BUSINESS CAN LOYALTY AND REWARDS PROGRAMMES DELIVER CUSTOMER ACQUISITION BENEFITS? TAMARA OBERHOLSTER INVESTIGATES. A ccording to Dharmesh Bhana, head of loyalty and rewards at Nedbank, loyalty programmes are a good business practice because they help build and deepen relationships with customers. If these programmes are implemented strategically, Bhana says, businesses will reap significant benefits, because (in most cases) the cost of acquiring new customers far outweighs the cost of retaining them. One of the ripple effects of successful programmes is that they result in more business, whether through upselling to existing customers or attracting new ones. NEW BUSINESS OPPORTUNITIES WITH EXISTING CLIENTS Nico-Louis Minnie, head of Multiply Rewards (MMI Group’s wellness and rewards programme), says consumers in South Africa now expect rewards across all lines of business. “However, this is not the main factor driving the business case of rewards programmes,” he says. “Rewards programmes allow insurers to manage their underlying risks, but most importantly in the current economic climate, it helps them to retain clients and business.” Multiply, says Minnie, is the single most important initiative in the Momentum group. “It has a direct impact on our bottom line,” he explains. “While customer acquisition is part of our Multiply strategy, we are more focused on our existing clients to get them buying into our other value propositions. By and large, Multiply members have double the number of products that non-Multiply members have with the MMI Group. Hence, by demonstrating tangible value through Multiply, we grow our existing client base. › R E WA R D S & L O YA LT Y S A 71