Stiles Financial Services:
current. mnsun. com Local Business Today • Thursday, March 27, 2025 Page 3
Stiles Financial Services:
Customized, Full Service Financial Solutions for Individuals and Businesses.
A t Stiles Financial Services, Inc.( SFSI), we’ ve learned that while investors can’ t control market fluctuations, they can control their reactions. Emotional, short-term decisions in response to volatility often hurt long-term portfolio performance.
• Private wealth and custom portfolio management services
• Fiduciary advisory services to corporate retirement plans and their participants
• Portfolio management services for institutional clients including foundations and endowments and corporate cash accounts
“ Volatility was the norm in late 2024, and we expect it to continue into 2025,” says Portfolio Manager Paul Tichy, AIF ®, MBA.“ The newly elected administration has investors feeling uncertain about what 2025 will bring. Tariffs, deregulation, and potential tax reform policy are all issues weighing on investors’ psyches.” Tichy feels that global conflicts and a market that is“ priced to perfection” also provide headwinds.“ And after many years of analyzing the markets and managing portfolios, there is one thing we know for sure: the markets don’ t like uncertainty,” Paul continued.
The final quarter of 2024 saw almost all asset classes struggle except for large cap growth stocks. Large cap value stocks, small cap stocks, international equities, and even bonds finished the year on a down note. The Treasury yield curve rose sharply across nearly all durations, pressuring bond prices. But the good news, Tichy adds, is that“ higher yields create a more favorable outlook for bond returns” With regards to the equity markets, Tichy and the team at Stiles remain optimistic. They expect broader participation across sectors and styles rather than the concentrated leadership seen in 2023 and 2024. He
adds,“ While we anticipate modest positive returns over the next 12-18 months, volatility will likely persist.”
“ With uncertainty ahead, we advise clients to stay committed to their asset allocation plan. Market downturns— almost a regular annual occurrence— often present opportunities to invest in quality stocks at lower prices. And history shows it’ s better to be in the market than trying to time it.”
In conclusion, Tichy shares that“ at SFSI, we believe a well-structured plan is key to achieving long-term financial success. Aligning investments with your goals and risk tolerance— and executing that plan with discipline— is how we help clients navigate unpredictable markets.”
“ We always work hard to understand our clients’ financial journey and goals, and we work even harder during these volatile times. By knowing where our clients have been, where they are looking to go, and the pitfalls they have experienced along the way, we develop a holistic wealth management strategy that is customized to each individual person, one that can smooth out the ride during these turbulent times,” said Sr Financial Advisor, John Stone who recently joined the team.
SFSI Founder Susan Stiles, CFP ®, ChFC ®, AIF ®, CPFA, MBA, echoes this commitment:“ Our business is built on managing client assets with strategies that drive cost efficiency and positive outcomes.”
“ We’ ve earned a reputation among our clients for being great listeners, as well as gifted financial strategists,” said Founder Susan Stiles.“ Our client loyalty affirms our dedication to our holistic process and principles that support the close relationships we value and the variety of clients that we serve.”
Ready to take control of your financial future? Visit our website, fill out an inquiry form, and let’ s start working together. The more we know about you, the better we can serve you.
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Stiles Financial Services is proud to have been recognized as a Top Financial Advisory Firm in America!* Rated the Full 5-Stars. Let us know how we can help you.
7505 Metro Boulevard, Suite 510 Edina, MN 55439 www. StilesFinancial. com Tel 952-988-0452
* For full selection details and disclaimer, visit: https:// www. newsweek. com / rankings / americas-top-financial-advisory-firms-2025. Stiles Financial is required to pay a fee to use the badge in this ad. Selection was based on merit through an independent organization, Plant-A Insights Group. SFSI is a Registered Investment Advisor in MN. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and / or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.