Summer24 supplement_240307 | Page 15

ADULT ENRICHMENT
BUSINESS , EDUCATION & FINANCE

ADULT ENRICHMENT

HOW TO PAY FOR THE NURSING HOME : AN ATTORNEY ’ S PERSPECTIVE How do you pay for the nursing home and still leave assets for the next generation ? Many updates for 2024 in the ever-changing estate planning laws and great increases in nursing home costs ; this is a concern for many . Understand what your options are , get your long-term care finance questions answered , and learn how to plan and place your assets to meet your future goals . Steve Ledin
Date : Wed , May 1 Time : 10:30 a . m .– 12 p . m . Cost : $ 19 Class : AEB5 Location : Gladstone Community Education Center , 105
LEAVING MINNESOTA NEW ! A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home ! Is it taxes , the political landscape , the weather , the location of family assets , debt or income concerns in retirement , cost of living , health concerns , or our friends are already there ? When should we start this discussion ? Did you know many states do not tax Social Security , pensions , or other qualified retirement income sources ? Which are the worst states for estate taxes ? How do we establish a domicile ? How about the quality of medical resources and retirement facilities – who is good , and who is not so good ? All these issues will be raised and discussed in an open and friendly manner , with questions encouraged . Steve Ledin
Date : Thu , May 23 Time : 6:30 – 8:30 p . m . Cost : $ 19 Class : AEB2 Location : Gladstone Community Education Center , 105
PREVENTING ELDER FINANCIAL ABUSE NEW ! Elder financial abuse , or financial exploitation , refers to the unlawful or unauthorized use of an older adult ’ s financial resources or assets for the benefit of someone other than the older adult . This may involve fraud , theft , or deceitful acts to gain control over an aging person ’ s money or property . In this class , you will learn about various kinds of financial abuse , how to identify the warning signs , and what steps to take when reporting and seeking assistance . This class is intended for older adults and their families . Vaughn Kavlie
Date : Tue , Jun 18 Time : 10 – 11:30 a . m . Cost : $ 0 Class : AEB1 Location : Gladstone Community Education Center , 105
Q & A WITH A MINNESOTA WILL & TRUST PLANNING ATTORNEY A friendly , and informational , openforum with a seasoned will & trust attorney . Questions like : Should I avoid probate ? Is a will good enough ? Do I need a Trust ? How does my plan deal with the nursing home ? How do we gift the assets of husband and wife ? What about separate assets outside of the marriage ? What is the death tax ? How do I avoid leaving a mess for my children ? Which Trust is best for my needs ? Can I use a Transfer-On-Death Deed ? How do my retirement assets operate in my Will or Trust ? All questions will be answered ! Steve Ledin
Date : Tue , Jul 16 Time : 10:30 a . m .– 12 p . m . Cost : $ 19 Class : AEB4 Location : Gladstone Community Education Center , 105
WHY YOU CAN ’ T TRUST YOUR TRUST The Trust is a prevalent component and tool to be used in estate planning . However , there are various vastly different Trust options , and the question arises : “ Am I using the right Trust for my needs and goals ?” Often used Trusts include living , Testamentary , and Irrevocable Trusts ; each serves a different purpose and has a different result . One common problem that usually needs addressing is the overutilization of the Living Trust for goals or problems that it does not resolve . For example , a Living Trust probably doesn ’ t protect your assets against Medicaid and the nursing home . The Irrevocable Trust and the Testamentary Trust have their strengths and weaknesses . Define the strengths and weaknesses of each type of Trust and when to use them . Explore your goals and wishes to see where they fall in the realm of Trusts . Steve Ledin
Date : Wed , Jun 5 Time : 6:30 – 8:30 p . m . Cost : $ 19 Class : AEB3 Location : Online
District 622 Community Education | www . isd622 . ce . eleyo . com | 651-748-7630

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