Even if you’ll be cash-poor this holiday season, that does not mean you cannot give gifts to friends, family and co-workers without going into debt. What it means is that you need to get creative. Here are some ideas to get your creative juices flowing:.
GIFTS EVERYONE CAN GIVE
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Give what you do.
A gift from the heart is a gift of time and talent. What do you do well? Cook, clean, babysit, garden, sew, drive, shop? Whatever it is, create a unique gift certificate and make what you do the gift that you give. A weekend of babysitting, a day of housecleaning, six hours of errand running—you get the idea. Follow up within just a few days to set the exact time your certificate will be redeemed. Your recipient may be too embarrassed to remind you to make good on the gift.
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