Spring 2013 | Page 12

Poor people don’ t retire!
Yes, most of the retired people you see out and about have money. They have money because they saved money during their working lifetimes. You don’ t see poor retired people because they can’ t afford to go out. You don’ t see them at the mall or at restaurants because they can’ t afford those places. You don’ t see them out being retired because they are still working.
Retiring doesn’ t make you rich or thin. It’ s the other way around. Being rich and thin will allow you to retire. If you are rich and fat you might not live to retirement. If you are poor and skinny you won’ t be able to afford to retire.
You kind of have to work on both now so that someday you can have the retirement of your dreams. TQR
Learn more about Ashley Barnett and her website at MoneyTalksCoaching. com
Let’ s Take A Break!
For More Value Visit TheQuarterRoll. com
9 The Quarter Roll Spring 2013
10 Tips For Saving Hundreds On Cell Phone Bills
1. Go prepaid( save $ 100 to $ 1,080) 2. Don’ t overbuy minutes($ 240) 3. Don’ t buy unneeded services
($ 120 to $ 360) 4. Buy enough of what you use
($ 120 to $ 240) 5. Check for employee discounts
($ 96 to $ 432) 6. Make temporary adjustments
($ 140 to $ 295 in one month) 7. Have your usage analyzed($ 300) 8. Get local service($ 240) 9. Choose the best carrier
($ 50 to $ 200 per phone) 10. Say no to phone insurance
($ 120 to $ 168 over 2 years)
Get the whole story at ConsumerReports. org