Sparks Corporation Singapore Management Services Becoming More Savvy in Personal Finance | Page 2

Avail of digital payments
Digital payment has more advantages than using cash . Demonetization compels us even more to go digital , but be aware of online scams and fraud . Automating payment allows you to do the following : pay your credit card , e-wallet or netbanking bills without using cash , allowing you to earn cashbacks and reward points . Moreover , issue ECS instructions for paying your insurance premiums and EMIs . And as more people are now doing , use your debit card for any transaction . Even day-to-day purchases such as groceries and medicines should be done through e-commerce which already utilizes numerous apps and websites . The future is now here in the growing utilization of paperless financial products . The convenience of using of digital bank accounts and digital wallets should encourage you and people around you to shift to this financial format .