www.marinemonument.com
949-498-4958
Photo by: Chet Frohlich Photography
SAVE THE DATE!
Park Semper Fi
San Clemente, California
10th Anniversary 2005-2015
Sunday, October 11
2:00 pm
Reception following at the Historic Casa Romantica
BROUGHT TO YOU BY
CHRIS DOLKAS
STATE FARM® AGENT
The money you spend on
permanent life insurance can be used
to pay death benefits for your
loved ones, or to help you
financially during your
lifetime.
Policy Dividends
With whole life insurance, insurance
companies may
pay dividends
—a return of
premium for
better-than-expected performance by
the insurance company. Though not guaranteed, dividends can increase a policy’s
death benefit or cash value, and generally aren’t
considered taxable income.
Look to permanent life
insurance to offer:
Lifetime Protection
Whole life insurance offers level premiums
and life insurance protection for as long as
you live, provided premiums are paid as required
to keep the policy in force. The death benefit paid by a
whole life insurance policy generally passes on income
tax-free to your beneficiaries.
Contact your State Farm® agent to learn more
about life insurance.
Cash Value
Whole life insurance provides for the accumulation of cash value on a
tax deferred basis over time. This cash value can be used to help cover
unexpected expenses, college expenses or help supplement your retirement
income.*
* Unpaid loans and withdrawals will reduce the death benefit and policy cash
value. Loans also accrue interest.
Neither State Farm nor State Farm agents provide tax, legal, or investment
advice. Please consult your tax, legal, or investment advisor regarding your specific
circumstances.
Chris Dolkas, Agent, Lic #0588346
[949] 492-5900 • www.chrisdolkas.com
800 E. Avenida Pico, Suite Q • San Clemente, California 92673
SouthCoast Magazine / 949.498.0705
Summer/Fall 2015 | 19