WINTER 2 0 1 8 / 2 0 1 9
LIVING THE WORK-OPTIONAL LIFE
“WILL I HAVE ENOUGH CASH
FLOW IN RETIREMENT?”
I also felt angst looming with
the lingering question, “Will I
have enough cash flow in
retirement?” Then I learned
about the Smart Risk
Investing Roadmap. By
following this roadmap, I
realized that money is only
part of retirement and that by
surrounding myself with the
financial expertise to keep me
on track with the right
financial plan and behavior, I
could then focus on my ‘real
wealth’ and purpose—which
is having good health and
strong relationships with
close friends and family. I’m
now able to focus on myself
and enjoy learning and
exploring new hobbies, while
giving back to those less
fortunate. For me, that is what
is most valuable.
Optional Life where I can do
whatever it is that gives me
meaning and purpose. The
future is made up of endless
possibilities.
MAILI WONG:
What are three important
things Canadians should
consider when deciding how
and when they want to live in
retirement?
in the past. You are in
charge, and there are no
rules as to how you have
to live as retirees.
moment and not be in a
hurry to be anywhere
else. I know this because
I have the peace of mind
that my portfolio is being
managed and is growing,
so I can focus on my life
and what really matters
to me. This is what gives
me purpose and
meaning.
Lastly, retirement is
about freedom and
growth. I can now enjoy
an endless cup of tea
while chatting with my
sister on the phone,
knowing that I have the
freedom to live in the
WORK-
OPTIONAL
LIFE
DR. ELLEN:
1.
MAILI WONG:
How would you describe your
retirement life now? What do
you do to keep yourself busy?
DR. ELLEN:
I have learned to just live in
the moment. I enjoy the
simple things that I had no
time to appreciate in the past,
like walking, reading, and
reflecting on life. I also travel
more! I have a keen interest
in exploring the world. I feel
like now I can simply be
retired and live a Work-
3.
27
2.
The reality is that aging
and retirement takes
money…“real” money
that grows at least as fast
as the cost of living
increases. When
considering this, there is
no substitute for
planning. Many of us
may be experts in our
field but not experts in
financial planning.
Working with a trusted
expert in the financial
planning area was my
first step in considering
retirement.
Changing your
perspective should also
be a consideration when
you consider retirement.
The “new” self-
awareness is the ability
to appreciate who you
are and who you wish to
be in the future and not
just what you have been
PERSPECTIVE
POSITIVE
ACTION
PEOPLE
PLAN
PLAN
Create a wealth-cat-
alyzing financial and
investment plan.
PURPOSE
START YOUR
JOURNEY
HERE
PERSPECTIVE
Develop a healthy
mindset like the
ultra-wealthy.
PURPOSE
Define your end goal
& identify your big
“Why”. POSITIVE ACTION
Take actionable steps
to achieve your
purpose.
PEOPLE
Build a “Circle of
Trust” to achieve
your goals. WORK-OPTIONAL LIFE
Achieve and maintain
your desired lifestyle.
Maili Wong is a best-selling author, a leading Canadian investment advisor, and licensed portfolio manager whose fresh,
modern approach to investing for her high-net-worth clients sets her apart from others in her field. Her Amazon bestselling
book, Smart Risk shares her personal story of resilience as well as lessons learned and secrets gleaned from more than 17
years of international investing experience. Find out more at www.smartriskinvesting.com