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including the concepts of risk and return, diversification,
asset allocation and the virtue of discipline.
The architect that builds a long-term wealth management
strategy that matches the client’s risk appetite and life goals.
INVESTMENT ADVISOR
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"AN IMPORTANT COMPONENT OF
TRANSPARENCY IS TRUST."
The coach that reinforces the investment strategy and
benefits when emotions run high or fear sets in.
The guardian that scans the horizon for issues that may
affect the client and keep them informed about possible
outcomes.
When interviewing advisors to select the right one, you will have
the opportunity to ask any questions you may have. As an
investment advisor myself, I am asked a wide range of questions
by potential clien ts when we meet – dealing with everything from
my personal history to past performance to client deliverables.
Here are a few basic questions that I think every investor should
ask:
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• How do you describe your investment approach?
• What is your ideal client profile and am I a good fit for your
practice?
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How do you develop the right investment strategies for each
client?
How have your clients’ portfolios fared in down markets?
What type of risk management strategy do you use for your
clients to deal with downturns or adverse market conditions?
What is your client retention rate? How often do you meet
with clients to discuss future strategies and past
performance?
How do you charge for your services?
Once you find the right investment advisor – one with whom you
can feel confident has your best interests in mind, has an honest,
intelligent approach and has the expertise to stay on top of the
evolving financial landscape, hold on to them dearly. Avoid the
trap of judging your advisor’s value based on short-term
investment performance, and focus on what you and your advisor
can control, by them helping you:
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Create an investment plan to fit your needs and risk
tolerance.
Structure a portfolio tilted towards capturing positive
expected returns.
Diversify globally.
Manage expenses, turnover, and taxes.
Stay disciplined through market dips and swings.
A good financial advisor can help you focus on actions that add
value in the long run. This can lead to a better investment
experience and help you meet your goals sooner.
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