Small Business Start-Up Kit | Page 13

Projecting
Income
Revenue Year 1 Year 2 Year 3

Gross Sales ________ ________ ________
Less Returns/Allowances ________ ________ ________
Net Sales ________ ________ ________

Cost of Goods Sold

Add: Beginning Inventory ________ ________ ________
Purchases ________ ________ ________
Shipping ________ ________ ________
Labor ________ ________ ________
Misc. Expense ________ ________ ________
Less: Ending Inventory ________ ________ ________

Expenses

Advertising ________ ________ ________
Bank Fees ________ ________ ________
Charitable Contributions ________ ________ ________
Commissions ________ ________ ________
Credit Card Fees ________ ________ ________
Depreciation ________ ________ ________
Dues ________ ________ ________
Insurance ________ ________ ________
Maintenance ________ ________ ________
Mortgage/Rent ________ ________ ________

Office Supplies
________
________
________
Operating Expenses ________ ________ ________
Permits ________ ________ ________
Professional Services ________ ________ ________
Repairs ________ ________ ________
Taxes ________ ________ ________
Travel ________ ________ ________
Utilities/Telephone ________ ________ ________
Vehicle Expenses ________ ________ ________
Wages ________ ________ ________
Other ________ ________ ________
Total Expenses ________ ________ ________
Net Operating Income ________ ________ ________

Other Income ________ ________ ________
Net Income Before Taxes ________ ________ ________
Income Taxes ________ ________ ________
Net Income After Tax ________ ________ ________
Greater Area Tomah Chamber of Commerce

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