Small Business Lending - Understanding the Impacts of the Final Regulation B Rule | Page 2

AUTHOR

TABLE OF CONTENTS

BACKGROUND
1
THE DODD FRANK ACT
1
COVERED FINANCIAL INSTITUTIONS
1
COVERED ORIGINATIONS
2
COVERED CREDIT TRANSACTIONS
2
SMALL BUSINESS
3
COMPLIANCE DATES
4
REPORTABLE APPLICATIONS
4
COVERED APPLICATIONS
5
COLLECTING THE 20 DATA POINTS
6
UNDERSTANDING DEMOGRAPHIC BREAKDOWNS
7
ASKING FOR DEMOGRAPHIC INFORMATION
7
OBTAINING DEMOGRAPHIC INFORMATION
7
DATA COLLECTION FORM
8
HANDLING PROTECTED INFORMATION 8 DISCOURAGING APPLICANTS 8

AUTHOR

REUSE OF PREVIOUSLY COLLECTED DATA 8 REPORTING DATA TO THE CFPB 9 PROTECTING THE DATA BEHIND THE FIREWALL 9
JOHN ZASADA , JD , CAMS SHAREHOLDER
SAFE HARBORS 10 COST OF COMPLIANCE 10 GRACE PERIOD 10