SLYOU Magazine issue 4 | Page 53

“ So we’re going to be part of the DXCD Caribe pilot project after all, and I’m excited about it because the traceability of the money just adds a new dimension of cost-saving for banks and customers. “ when student athletes earn sports scholarships to prestigious universities and colleges around the world. In fact, high jumpers Levern Spencer and Darvin Edwards are prime examples of the sporting star power that evolved from the 13-and-Under Track and Field Championships for which 1 st National Bank was the main sponsor for almost a decade. The indigenous bank has also performed admirably in promoting the arts and culture in Saint Lucia, supporting major cultural events that foster a deeper appreciation for national identity. These events include Nobel Laureate Festival, Saint Lucia Jazz Festival, Saint Lucia Carnival, Carnival Queen Pageant, Word Alive International Literary Arts Festival, Literary Night (Library Week), Kaiso Headquarters, R.C. Jam, Cultural Night and the Kweyol Poetry Competition. The bank has also supported the Mon Repos La Woz Group. “When you consider the impact this tiny Penny Bank has had on this nation, it’s just overwhelming,” Johannes said. “It’s phenomenal what we’ve been able to do over the past eight decades. So we just need to tell the story, be consistent and deliver a good product. In 2020, you can expect a lot more innovation and agility from 1 st National Bank. We will be rolling out some innovative and more efficient services to make life easier for our customers.” In July 2019, the Eastern Caribbean Central Bank (ECCB) announced that it was leaning towards plans to introduce a digital currency – the Digital Eastern Caribbean Currency (DXCD Caribe) -- in OECS Member States, adding that FinTech was commissioned to execute the pilot project. The DXCD Caribe is a blockchain- based currency issued by the ECCB, and an alternative ECCU payment system instrument for paper currency, debit cards and transfers. Insisting that the DXCD Caribe is not a crypto-currency, Governor Antoine noted that the new digital currency would be minted and issued by the ECCB. Antoine also noted that the paperless currency would modernize the transacting of business by employing digital technology and relying less on paper notes and checks. Further, the new currency would be safer and eliminate time-consuming reconciliations. www.slyoumag.com | February - April 2020 Johannes said the DXCD Caribe is a phenomenal innovation by the ECCB. So moved by that development in digital banking in the sub-region, at its 2019 Stanley French Education Forum held last October, 1 st National Bank brought in the expert who developed the system for the ECCB to give the feature address. Among the many questions raised at that forum was why 1 st National Bank wasn’t part of the pilot project, seeing that it’s a leading innovative bank and, perhaps, the most technologically advanced bank in Saint Lucia. It was the bank’s time to take on another challenge. “So we’re going to be part of the DXCD Caribe pilot project after all, and I’m excited about it because the traceability of the money just adds a new dimension of cost- saving for banks and customers,” Johannes said. “Even the ECCB benefits because they wouldn’t have to print as many notes and coins which need to be stored and shipped and eventually destroyed.” From the security and ease of doing business perspectives, Johannes said the DXCD Caribe SL-YOU | It’s All About Business 51