SLYOU Magazine Issue 1 | Page 22

Living Big on a Slim Budget By Manendra George-Roberts Traditional wisdom proclaims that money can’t buy happiness, but anyone who has experienced a “penniless moment” can contest otherwise. It’s obvious that the delight of contentment emanates rather effortlessly when you live a life free from limitations on wants or needs. Working with a constricted or meager budget should by no means equate to sacrifice; however, it takes a speck of discipline and a dash of creativity to live your best life on a limited income. So, whether you’re saving up to buy a car, embarking on your dream vacation, maintaining your custom of exploring fine cuisines or simply wishing to live comfortably on a tight budget, below is a list of “spending reducing” suggestions which will help you save up some extra cash to buy that speckle of happiness that you’ve always desired. 1. Set Your Priorities Wisely Regardless of your geographic location, the culture around you can influence your spending habits. While some cultures are advocates for embracing extravagant consumerism, others emphasize on the necessity of extreme penny-pinching and a sense of innovative survival techniques. Noteworthily, within this duo of extremities lies a spectrum of beliefs and perceptions on the use of money. It is no doubt that your immediate culture may influence how you define “comfortable living”. If everyone around you owns the latest, sleekest sophisticated mobile phone while 20 SL-YOU | Business, People & Lifestyle you tug along with an archaic cellphone from the dinosaur age, you certainly will notice the difference. However, does your desire for comfort demand that you own these current technological marvels? Does your ability to obtain current technological gadgets dictate your personal happiness? If you answered yes to these questions, then you must ensure that your current earning power permits you to afford these luxuries without forfeiting critical aspects of your finances, particularly life-changing investments such as a house or education or savings. It is important to balance the cost of comfort with mandatory expenditure in a sustainable manner. www.slyoumag.com | July-August 2019