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Don ’ t follow where the path leads . Go instead where there ’ s no path and leave a trail
Liza Campion
Head of Key Accounts Precise Mortgages
As someone who enjoys visiting new countries , I ’ ve had to satisfy my wanderlust in 2020 by reading about places I ’ d like to go to when all of this is finally over .
Whilst flicking through a magazine recently , I came across a quote which really struck a chord with me , not just as an avid traveller but also as someone who ’ s equally as passionate about the mortgage industry .
The quote read “ Don ’ t follow where the path leads . Go instead where there ’ s no path and leave a trail ” and it really hit home about the importance of not following the crowd and looking at different ways of doing things .
So if you ’ re looking for a lending solution that ’ s far from the madding crowd , it ’ s worth knowing that a specialist lender such as Precise Mortgages may be able to help you find a new path .
Say you ’ ve got a customer who wants to buy a new home , but who ’ s struggling to sell their existing one . Rather than your customer facing a nervous wait to see if a buyer comes along in time and risk losing the new property they ’ ve seen , did you know that bridging finance could provide a viable alternative solution to help them break the chain ?
Or do you have a customer who ’ s struggling to raise the deposit they need to get a foot on the property ladder . Did you know that the government ’ s Help to Buy Equity Loan scheme could be the ideal way for customers with just a 5 % deposit to purchase their first home ?
From 16th December 2020 , Homes England have been accepting Property Information Forms ( PIF ) for the new Help to Buy Equity Loan scheme ( 2021 – 23 ) which is launching for first-time buyers only on 1st April 2021 . Precise Mortgages has already made a suite of products available to cater to the new scheme and we can also accept applications for the existing Help to Buy Scotland and the Help to Buy Wales schemes .
Maybe you ’ ve been approached by a self-employed customer who ’ s finding it difficult to secure a residential mortgage because they work for themselves ?
We can work off one year ’ s trading figures and we ’ ll also consider taking other income sources into our affordability calculation , such as pension contributions and car allowances . What ’ s more , we ’ ll also accept changes in trading style , for example from sole trader to limited company status , within the last 12 months .
To discover the ways we can help , visit www . precisemortgages . co . uk , speak with a member of our award-winning Sales Team or call our dedicated support service on 0800 116 4385 .