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Looking to 2021

We love different , it ’ s what makes our insurance world go round . With 2020 drawn to a close on what ’ s been an extraordinary year , at Higos we have high hopes for a brighter 2021 . We ’ re keen to continue focusing on investing our time in genuinely getting to know our clients unique situation .

Wouldn ’ t life be dull if everyone were the same ?

We ’ ve been successfully supporting our agents for over 30 years , enabling them to easily and confidently recommend us to clients with insurance risks that don ’ t quite fit the norm . Unlike insurers who shy away from the hard to insure policies , we ’ re ready to step in and still rejoice in the quirks , challenges and idiosyncrasies of all your client ’ s unusual insurance needs . Providing independent advice , our expertise , underwriting skills , with a keen focus on finding them a solution just as individual as they are that ’ s 100 % tailored to their unique needs .

Higos has the solution

We understand that no two people nor two business are ever the same , so it makes perfect sense that no two insurance policies should be . From non-standard risks such as thatched properties , our knowledgeable , specialist thatch team will relish in finding your clients excellent levels of cover for their thatched property . With 1 in 25,000 homes in the UK owning thatched properties we understand your clients home is rather special , that ’ s why we love insuring them . We even offer our own thatch insurance scheme , including a fully funded chimney survey and fire risk assessment if the chimneys used by solid fuel stoves .

A Special home deserves a special solution

For more discerning clients living in a town house , listed property , or a country estate , we understand that the protection they need becomes even more individual . Our specialist platinum team is dedicated to providing a top level , personal service using our experience , market knowledge and reputation with access to a broad range of products from our extensive panel of insurers .

We love the fact that their home and contents are all entirely unique , providing specialist cover for their valuables , cherished antiques , jewellery , paintings , travels and vehicles . We can also provide advice on under-insurance and security and offer no average clause and warranty-free policies , flexible claims settlement and valuations and security surveys .

72 million holidays . Every one unique .

Whilst travelling abroad may seem like a wishful thought , a new year brings new possibilities and at Higos we can cover up to the age of 100 ; with cover for existing or pre-existing medical conditions , an individual trip , an annual policy , multiple trips or a long-stay . If your clients are planning to travel in the EU after the 1st January 2021 , they may no longer have access to free emergency medical insurance within the EU . Without travel insurance they could be charged for their healthcare needs which will be particularly important for anyone with pre existing medical conditions . Our travel experts will make sure your clients are properly protected giving them complete peace of mind during these challenging times .

Because very little business is standard

Our exceptional personal service doesn ’ t end there . Our business team is staffed by our most corporate executives ready to support your clients . With lockdown easing and businesses being able to return back to work it ’ s more important than ever to have the correct insurance and support in place , especially if your clients are starting a new business . At Higos we provide bespoke specialist business insurance cover to match their precise business insurance needs ; including commercial buildings insurance , public liability & employers liability , professional indemnity , shops & offices , directors & officers , cyber and more .

A personal claims service

Whilst many brokers are reducing or moving their claims department leaving clients calling through call centres for their claims , we ’ ve built a friendly in house claims team to provide your clients with a prompt , personal service and dedicated claims handler .

Holiday Home / Second Home Thatched Properties

Professional Indemnity

For independent advice contact our expert team

Shops & Offices

For all new leads and enquiries Email us

newleads @ higos . co . uk

See us in branch Find your nearest branch on our website higos . co . uk

WE LOVE DIFFERENT / HIGOS . CO . UK

Higos Insurance Services Ltd is a part of Global Risk Partners Limited . Higos Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority ( FRN 302690 )

To enquire about taking an agency with us Email us

agency @ higos . co . uk