Silver and Gold Magazine Winter 2018/19 | Page 28

PLAN YOUR LEGACY – By Lisa Gonnering W hether you believe in planning for the future, see the value of investing in healthcare, want to ensure the good health of our community, or are a grateful St. Joe’s patient committed to paying it forward because of the care you or a loved one has received, it is never too early to start planning your own legacy gift. Considering leaving a legacy gift to St. Joseph’s Healthcare Hamilton – whether through a bequest in a Will, a life-insurance policy, or a registered retirement fund – which will touch the lives of patients and families for generations to come. Peggy North became involved with St. Joseph’s Healthcare Hamilton when, 10 years ago, she took her husband, Karl, to St. Joe’s Firestone Institute for Respiratory Health due to a lung condition. Thanks to the care he received, Peggy and her family were able to enjoy her husband’s company for an additional three years. Now, Peggy shares she is “grateful for the exceptional care Karl received, so I decided to make St. Joe’s a beneficiary of the value of a RRIF – a Registered Retirement Income Fund.” Dean Mosca is excited by research and innovation, especially in healthcare. He believes both are vital to discovering new treatments, new ways of operating that lead to the best care and the best recovery, and uncovering cures for diseases. Dean named St. Joe’s Foundation as the owner and beneficiary of a life insurance policy because it is “an opportunity to leave a legacy behind not only for the community but for your family.” “Working with planned giving donors like Peggy and Dean is a pleasure, because I can help supporters plan a lasting legacy that will honour their charitable wishes and at the same time support patient care at St. Joe’s,” shared Lisa Gonnering, Manager of Estate & Gift Planning with St. Joseph’s Healthcare Foundation.• For more information or to watch a video of Peggy and Dean’s full legacy stories, visit st.joesfoundation.ca/legacy or contact Lisa at 905-522-1155 ext 35978. “Growing old is mandatory. Growing up is optional.” – Chili Davis 28 An advance directive is a document that tells others what you want to happen if you need medical care and are unable to consent or refuse treatment. You may want to include an advance directive as part of your power of attorney for personal care. An advance directive helps your substitute decision-maker make difficult choices because they know they are following your wishes in that situation. The directive doesn’t need to be written in any specific way and you don’t need to name anyone to act on your behalf. Under Ontario law, if you express wishes about your future care while you are mentally capable, these instructions will be binding on your attorney Click for our website! www.silvergoldmagazine.ca or other substitute decision-maker, unless your wishes are impossible to follow at the time the attorney is asked to make the medical or care decision. Some wishes may include: • Preference on life support treatments you want, and whether they are to apply to prolong life or not • Decisions on registered organ donation – itemized or generalized • Who you prefer to care for you or make decisions on your behalf, should you not be able to do so yourself • Decisions on DNR (Do Not Resuscitate) – although you may want to discuss these with your doctor as well.