Silver and Gold Magazine Spring 2020 | Page 27

PHISHING FOR YOUR PASSWORD – By Elizabeth Norm W ith the plethora of passwords you probably have accounts to, it would be nearly impossible to remember a password for each one. However, if you are able to create a single strong password, you will undoubtedly be safer for quite some time – although it’s still recommended to change your passwords on a regular basis, realistically, at least once per year. ‘Phishing’ is a method in which scammers try to gather personal information about you by using deceptive emails, and then figuring out what your password is for online banking upon your response to those emails. Nearly one third of all financial breaches in the past have been due to phishing. How complicated is your password? When’s the last time you changed it? Here’s how the length and intricacy of your password can make a difference in securing your personal information from scammers: password length (characters) 3 4 5 6 7 8 9 10 11 12 13 14 15 16 only numbers upper & lower case letters only instantly instantly instantly instantly instantly instantly instantly 8 seconds instantly 5 minutes instantly 3 hours 4 seconds 4 days 40 seconds 169 days 6 minutes 16 years 1 hour 600 years 11 hours 21,000 years 4 days 778,000 yrs 46 days 28 million yrs 1 year 1 billion yrs upper & lower upper & lower case letters case + numbers + numbers + symbols instantly instantly instantly instantly 3 seconds 10 seconds 3 minutes 13 minutes 3 hours 17 hours 10 days 57 days 153 days 12 years 1 year 928 years 106 years 71,000 years 6,000 years 5 million yrs 108,000 yrs 423 million yrs 25 million yrs 5 billion yrs 1 billion yrs 2 trillion yrs 97 billion yrs 193 trillion yrs HOW TO MAKE IT COMPLICATED, YET REMEMBER IT! Example: “My 34 year old daughter Jessica loves Beauty and the Beast.” Password becomes: M34yodJlBatB According to the chart, this password would take 6,000 years to be found by a scammer. How about yours? • Hoards of Help Helping Hoarders Move Forward, Decluttering,Downsizing, Estate Packing Helping Customers Since 2012 Shayna Fox Downsizing Artist 905.536.7692 email: [email protected] l website: hoardsofhelp.ca Serving: Brantford,Halton,Hamilton,Niagara Make a lasting impact for amputees Nikan with a charitable estate donation in your will. Together, we can improve the lives of all amputees, including children, by providing artificial limbs and much more. [email protected] waramps.ca • 1 800 465-2677 Silver & Gold Magazine ~ SPRING 2020 27