32 MONEY MATTERS
silvergoldmagazine . ca
Sustaining Income and Retirement Lifestyles
www . GuaranteedIncome4Life . ca
®
Léony deGraaf Hastings , CFP , EPC Certified Financial Planner Retirement & Estate Specialist
Brian Weatherdon CERTIFIED RETIREMENT COACH CERTIFIED FINANCIAL PLANNER
( 905 ) 637-3500 x 223 brian @ sovereignwealth . ca
Celebrating over 24years
OF HELPING PEOPLE hear better ......
THE SERVICES WE OFFER :
• FREE Adult Hearing Test • No Referral Necessary
• Hearing Assessments • Custom Hearing Protection
• Hearing Aid Dispensing • Satisfaction Guaranteed or Refund
• Sudden Hearing Loss • Ear Wax Removal
• Tinnitus Therapy • Direct billing for most insurance
• Vestibular Assessment companies
And of course , we also provide hearing aid consulting , prescriptions , dispensing , fitting , follow-up and repair .
“ The world ’ s first and only 100 % invisible , 24 / 7 wearable sweat-proof , shower proof hearing device .”
LYRIC CERTIFIED PROVIDER
Oakville 905 339 1397 , Burlington 905 681 8977 Etobicoke , Guelph , Hamilton , Kingston , Port Credit , Stoney Creek , Vineland , Waterdown , Welland www . senseofhearing . ca
INDEPENDENTLY OWNED
Burlington ’ s Senior ’ s Adviser Who Cares
CALL for Your Complimentary Review TODAY
S
905-632 632-9900 www . dgfs . ca
Smart Security
From personal smartphones to smart security for your home , these days it ’ s more important than ever to be proactive in outsmarting hackers and virtual invaders . The most important way to do this is by setting a long , strong password for each
device . Here ’ s an easy way to set up a strong password :
Password example : SWat7Dm418 - This is how we can set it up to remember : “ Snow White and the seven Dwarfs movie , April ( 4 ) 2018 ( 18 )– the last numbers would be the date you set up the password . Try to make a strong password , using a combination of upper and lower letters , and numbers .
Change your password every 2 to 6 months , and never EVER set up the same password for more than one device ! If you ’ re using the same password for your online banking , your email , your credit cards , etc ., you are sure to be setting yourself up for loss ! •
FREE Income Tax Clinics
Once again , this year there will be two Income Tax clinics in Burlington : The first , located at the Burlington Public Library on New Street , and another at Burlington MP Karina Gould ’ s office , located in the second floor of Burlington Mall . Both clinics are provided specifically for low income taxpayers with straight-forward returns , who in 2017 earned under $ 30K income per person , or $ 40K per couple – and slightly higher for families .
The Public Library clinic runs on Mondays from 9:30 – 3:30 each week starting March 5th and up until April 30th which is the last day for filing your tax return . Returns are prepared by a dedicated and experienced group of hardworking volunteers , on an as-you-wait and first-come basis . Karina Gould ’ s office offers a drop off and pick up service on Tuesdays and Thursdays – from March 6 to April 25th . Drop off your forms and then return the following week to pick up your return .
Outside of Burlington ? The Canada Revenue Agency “ Community Volunteers Income Tax Program ” may be able to help , as this program is once again able to provide free tax
preparation : 1-800-959-8281
Scam ? Report It !
It ’ s not always easy to spot a scam , and new ones are invented every day . If you suspect that you may be a target of fraud , or if you have already sent funds , don ’ t be embarrassed - you ’ re not alone . If you want to report a fraud , or if you need more information , contact The Canadian Anti- Fraud Centre :
1-888-495-8501
32 MONEY MATTERS
FREE : Post your events • Buy + Sell • Get advice : www . silvergoldmagazine . ca / forum