September 2016 Monthly Indicators | Page 10

Housing Affordability Index This index measures housing affordability for the region. For example, an index of 120 means the median household income is 120% of what is necessary to qualify for the median-priced home under prevailing interest rates. A higher number means greater affordability. September Affordability Index Year to Date 94 90 100 87 87 87 2014 2015 2016 2014 2015 2016 -- - 13.0% 0.0% -- - 4.3% - 3.3% Prior Year Percent Change October 2015 87 86 +1.2% November 2015 88 91 -3.3% December 2015 82 89 -7.9% January 2016 81 106 -23.6% February 2016 87 95 -8.4% March 2016 91 99 -8.1% April 2016 87 90 -3.3% May 2016 85 90 -5.6% June 2016 84 85 -1.2% July 2016 88 88 0.0% August 2016 84 86 -2.3% September 2016 87 87 0.0% 12-Month Avg 86 91 -5.6% Historical Housing Affordability Index by Month 110 105 100 95 90 85 80 04-2014 04-2015 04-2016 Current as of October 10, 2016. Data is Copyright © 2016 All Rights Reserved. MLS of Hilton Head Island. Provided by the Hilton Head Area Association of REALTORS® and South Carolina REALTORS®. Report © 2016 ShowingTime. | 10