Senwes Integrated Reports Senwes 2018/2019 Integrated Report (b) | Page 56

THE PERFORMANCE Material Risks WEATHER AND CLIMATE RISK The group is dependent on favourable weather conditions for sustainable agricultural production and farmer profita­ bility. The seasonality of weather and climate changes is not linked to a financial or calendar year and could therefore negatively impact the group over consecutive years. Senwes received below average rainfall for the greater part of the 2017/18 production season, which resulted in lower yields and ultimately lower storage income. Mitigation and control Senwes is indirectly exposed to income volatility as a re- sult of adverse weather and climate events. These events influence the volume of grain produced in the Senwes area of operation, subsequently reducing storage income and producer profitability. The income volatility of a catastrophic climate event is mitigated by using certain derivative instru- ments and models. 1 POLITICAL UNCERTAINTY - LAND EXPROPRIATION AND CURRENCY RISK Opportunities  Externalisation or diversification into new markets or lower risk jurisdic- tions;  Leveraging innovation and techno- logical advancement in the agricul- tural sector, to counteract selected weather and climate-related threats;  De-risking into other, counter-cyclical commodities;  De-risking into less or counter-cycli- cal markets/industries; and  Increased investment in efficiencies or increased participation in the areas of the value chain, which are yielding good long-term results, fits in well with or compliments our core business ef- fectively and achieves risk mitigation, with regards to weather and climate. The group and the agricultural sector could be negatively im- pacted by political decisions, civil unrest, high unemployment rates, volatile exchange rate movements and unsustainable growth. Various policy changes affecting the agricultural sec- tor could severely impact the group's strategic intent. 2 Opportunities The biggest current political threat to the company and in- dustry remains the policy of land expropriation without com- pensation.  Externalisation or diversification into new markets or lower risk jurisdic- tions;  Reorganisation of business models; and  Complete redesign of product and/ or service offerings. Mitigation and control Strategic focus areas triggered Senwes utilises agricultural land owned by producers to se- cure credit extension to these clients. In the event of agri­ cultural land being nationalised or expropriated, without compensation, the value of agricultural land will decrease and nullify the value of the security held by Senwes against outstanding funds. This risk can only be accepted and can- not be mitigated.  Reorganisation of business models;  Increased investment in efficiencies in the value chain; and  Externalisation. For more info on the group strategy see p. 40 Strategic focus areas triggered  Diversification, horizontal integration and consolidation;  Increased investment in efficiencies in the value chain; and  Externalisation. For more info on the group strategy see p. 40 MARKET SIZE AND MARKET SHARE RISK The agricultural industry is highly competitive with regards to inputs, commodity production, mechanisation and retail business. The limited local diversification opportunities in- crease the exposure to fierce competition. Mitigation and control Senwes Grainlink’s investment in technology and infrastruc- ture at its silos, resulted in an increase in market share, due to a more attractive value proposition to clients. Similar in- vestments are made throughout the group in order to grow market share. The retail and equipment service offerings are under pres- sure, due to a smaller market size. Senwes Equipment is however, offering competitive financing solutions in order to maintain and grow its market share. Strategic focus areas triggered  Diversification, horizontal integration and consolidation;  Internal integration of the customer;  Increased investment in efficiencies in the value chain; and  Externalisation. 54 SENWES INTEGRATED REPORT 2019 3 Opportunities  Consolidation, expansion and/or diver­ sification, in order to identify and exploit value synergies, obtain critical mass and achieve market share growth;  Leveraging innovation and technolo­ gical advancement in the agricultural sector, to increase the clients’ share of wallet spent at Senwes;  Optimisation of current and/or deve­ lopment of new products, services and solutions;  Reorganisation of business models;  Continuous research, innovation, eva­­­ luation and, where necessary, improve- ment of the group’s core activities, in order to maintain a competitive advan- tage to remain ahead of competitors; and  Sustained, yet focused investment in the upgrading and/or optimisation of product and service networks. For more info on the group strategy see p. 40 SENWES INTEGRATED REPORT 2019 55