Senwes Integrated Report 2022 | Page 27

CORPORATE GOVERNANCE FINANCIAL REVIEW

27 / 104 FINANCIAL & BUSINESS ADVICE
WEALTH INVESTMENT FINANCIAL
DEALMAKING
CLIENT INTEGRATION AND DEAL STRUCTURING
NUMBER OF BUSINESS UNITS PER PROVINCE
FOOTPRINT PER PROVINCE Northwest 9 Agri Credit Solutions 1 Certisure 6
9
SS-Wealth Planning 1 Molemi Sele Management 1
6
10
Free State
10
Agri Credit Solutions
1
Certisure
9
Northern Cape
6
Agri Credit Solutions
2
Certisure
1
KLK Credit
1
KLK Makelaars
2
MAIN BUSINESS DRIVER PROFIT BEFORE TAX ( R ’ m )
Expense : income ratio
153 146
67 % 75 % 2021 2022
2021 2022
SENWES INTEGRATED REPORT 2022
27