BUSINESS OVERVIEW
INTRODUCING THE SENWES GROUP
The Senwes Group ’ s operations can broadly be divided into five pillars , namely : financial services and advice ; input supply ; market access ; processing , conditioning and markets ; and corporate support and shared services .
FINANCIAL SERVICES AND ADVICE
|
FINANCING ( CREDIT ) |
|
INSURANCE |
PRODUCTION CREDIT |
ASSET FINANCE |
MONTHLY CREDIT |
BROKER ADMIN UNDERWRITING |
FINANCING
AGRI CREDIT SOLUTIONS
[ Subsidiary of Senwes ]
Agri Credit Solutions is a registered credit provider which offers financial products to producers through the Senwes Credit , Suidwes Credit and KLK Credit brands . Agri Credit Solutions serves as the financing link and key enabler between agricultural producers and Senwes ’ other operations including joint ventures and subsidiaries .
AGRI CS ASSET FINANCE
[ Division of Agri Credit Solutions with WesBank as partner ]
The Agri CS Asset Finance brand offers comprehensive financial services , focused on financing movable assets .
CREDIT LIFE INSURANCE
MOLEMI SELE MANAGEMENT
[ Joint venture with AFGRI and NWK ]
Molemi Sele Management is the owner of a cell captive for credit life insurance within Guardrisk Life . Molemi Sele Management focuses on underwriting risks within the credit life insurance domain .
INSURANCE , WEALTH AND FINANCIAL PLANNING SERVICES AND ADVICE
CERTISURE GROUP
[ Subsidiary of Senwes ]
The Certisure Group ( Certisure , Raddix , NRS and UBS ) is an insurance group that specialises in financial planning , asset , crop , credit life , corporate and life insurance , as well as funeral cover and medical aid schemes . Certisure and the different companies within this group render broker and administrative services as well as financial planning solutions , which cater for and address the risk requirements of clients .
KLK MAKELAARS [ Division of KLK Landbou ]
During the year under review , KLK Makelaars concluded a strategic partnership with Certisure which enables them to continue to operate as juristic representative of Certisure . The partnership enables them to continue operating under their existing brand .
SS-WEALTH PLANNING
[ Partnership between Senwes and S-BRO Financial Services ]
SS-Wealth Planning is an authorised financial services provider which facilitates wealth creation by means of wealth planning , advice and estate planning to ensure long-term financial peace of mind for clients .
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