BUSINESS OVERVIEW REINTRODUCING THE SENWES GROUP
The Senwes Group ’ s operations can broadly be divided into five pillars , namely : financial services and advice ; input supply ; market access ; processing , conditioning and markets ; and corporate shared services .
FINANCIAL SERVICES AND ADVICE
FINANCING INSURANCE
PRODUCERS OFF-TAKERS
BROKER ADMIN UNDERWRITING
Financing
Agri Credit Solutions [ Subsidiary of Senwes ]
Agri Credit Solutions is a registered credit provider which offers financial products to producers via the Senwes Credit , Suidwes Credit and KLK Credit brands . Agri Credit Solutions serves as the financing link between agricultural producers and Senwes ' other operations .
Agri CS Asset Finance [ Division of Agri Credit Solutions with WesBank as partner ]
The Agri CS Asset Finance brand offers comprehensive financial services , focused on movable assets .
Credit life insurance
Molemi Sele Management [ Joint venture with AFGRI and NWK ]
Molemi Sele Management is the owner of a cell captive for credit life insurance within Guardrisk Life . Molemi Sele Management focuses on underwriting risks within the credit life insurance domain .
Insurance , wealth and financial planning services and advice
Certisure [ Joint venture with NWK ]
The Certisure Group is an insurance group , which specialises in financial planning , asset , crop , credit life , corporate and game insurance , as well as funeral cover and medical aid schemes . Certisure renders broker and administrative services as well as financial planning solutions , which cater for and address the risk requirements of clients .
Raddix [ Subsidiary of Senwes ]
The Raddix Group renders insurance brokerage and intermediary services as well as financial planning solutions across various market segments . Intermediary services are rendered across the personal , commercial , agricultural and crop insurance segments whilst life insurance brokering is provided in a wide variety of segments .
SS Wealth Planning
[ Partnership between Senwes and S-BRO Financial Services ]
SS Wealth Planning is an authorised financial services provider which facilitates wealth creation by means of a wide range of wealth planning and related services to ensure long-term financial peace of mind for clients .
18 SENWES INTEGRATED REPORT 2021 RESILIENCE