COMPANY | |||||||||
2022 |
2021 |
||||||||
R ' m |
R ' m |
R ' m |
R ' m |
R ' m |
R ' m |
R ' m |
R ' m |
||
Stage 1 |
Stage 2 |
Stage 3 |
Total |
Stage 1 |
Stage 2 |
Stage 3 |
Total |
||
Gross mortgage loans |
- |
- |
16 |
16 |
- |
- |
28 |
28 |
|
Allowance for expected credit losses |
- |
- |
- |
- |
- |
- |
( 2 ) |
( 2 ) |
|
Opening balance |
- |
- |
( 2 ) |
( 2 ) |
- |
( 1 ) |
( 12 ) |
( 13 ) |
|
New assets originated or purchased |
- |
- |
- |
- |
- |
- |
- |
- |
|
Payments and assets derecognised |
- |
- |
- |
- |
- |
1 |
10 |
11 |
|
Transfer to stage 1 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Transfer to stage 2 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Transfer to stage 3 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Amount written off |
- |
- |
2 |
2 |
- |
- |
- |
- |
|
Effect of changes in assumptions |
- |
- |
- |
- |
- |
- |
- |
- |
|
Net mortgage loans |
- |
- |
16 |
16 |
- |
- |
26 |
26 |
Stage 1 to Stage 2 |
- |
- |
- |
- |
- |
- |
- |
- |
Stage 1 to Stage 3 |
- |
- |
- |
- |
( 24 ) |
- |
24 |
- |
Stage 2 to stage 1 |
- |
- |
- |
- |
- |
- |
- |
- |
Stage 2 to stage 3 |
- |
- |
- |
- |
- |
( 1 ) |
1 |
- |
Total Movements |
- |
- |
- |
- |
( 24 ) |
( 1 ) |
25 |
- |
Notes |
|||||
Merchandise and processed goods |
10.1 , 10.2 |
1,273 |
1,386 |
- |
- |
Consumables |
49 |
47 |
33 |
37 |
|
Goods in transit |
32 |
20 |
- |
- |
|
Grain commodities |
10.3 , 10.4 |
175 |
116 |
175 |
116 |
Other commodities |
10.6 |
412 |
277 |
- |
- |
Balance at the end of the year |
10.4 , 10.5 |
1,941 |
1,846 |
208 |
153 |