to click on a link , first make sure the request is legitimate . Do the return address and URL look right ? Are there spelling errors ? If you ’ re contacted by text or with a phone call , look up the number of the bank or company and call them back directly , not with the number provided .
Be Choosy
As you age , it ’ s common to enlist friends and family to help you make financial decisions and with everyday administrative tasks , like paying your taxes or your bills . Select who has access to your sensitive documents and online accounts carefully .
Also , never leave bills , statements and other identifying information lying around . You may want to invest in a paper shredder or a file cabinet with a lock so you can dispose of and store documents carefully . You should also ensure all your online accounts have strong passwords that are known only to you .
Finally , consider setting up automatic bill payments . This not only has the benefit of keeping you up-to-date on payments and helping you avoid late fees , it will also reduce the amount of sensitive paperwork you have in your home and receive by mail .
Seek Assistance
If you are the victim of identity theft or another scam , a CFP ® professional can help you recover with a smart financial plan . They can also help you avoid becoming a victim in the first place by helping you monitor your accounts and by setting up notifications from your financial institutions when suspicious activity is detected . As a fiduciary , they have an ethical obligation to work in your best interests at all times and can be a valuable member of your money team . To find a CFP ® professional near you , visit letsmakeaplan . org .
It ’ s easy to think identity fraud and other financial abuse is something that happens only to other people . But scam tactics are becoming more sophisticated , and anyone can be targeted . The best defense is staying abreast of the latest tactics and arming yourself with the assistance of trusted advocates .
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The St . Andrews Condominiums are spacious and well-appointed one and two bedroom units with living and dining areas , full kitchen , bath ( s ) and attached garage located in a park like setting .
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