Senior Connections Senio rConnections Nov-Dec19 | Page 5

Medicare open enrollment period ends Dec. 7 MINNESOTA RIVER AREA AGENCY ON AGING Mankato, MN – The 2020 Medicare Open Enrollment period began Oct. 15 and ends Saturday, Dec. 7. Robin Thompson, Information and Assistance Director with the Senior LinkAge Line®, wants people to remember, “This is the time of year people on Medicare should review their Medicare plan options for 2020.” She added, “Taking time now to do your research can save you money and help you to fi nd coverage based on your situation and your healthcare needs.” The Senior LinkAge Line receives calls every year from people who failed to review their plan changes for the coming year. Since Medicare changes every year, the Senior LinkAge Line recommends that each person review their options for the coming year and open and read every piece of mail received from Medicare, Social Security and their current plan. Annual plan changes can include: Medicare Part D: • Premium • List of medications covered by your plan (formulary) • Medication restrictions such as adding prior authorization and quantity limits • Cost-sharing: deductible, copays and coinsurance • Pharmacy network Medicare Advantage and Cost Plans For plans that include Part D the list above will also apply • Coverage area • Premium • Out-of-pocket maximum costs • Cost-sharing: deductible, copays and coinsurance • Provider network • Covered-benefi ts and restrictions Use the new revamped Medicare Plan Finder tool at www.medicare.gov to compare your current plan with other plans available in 2020. This will help you plan for the coming year and give you confi dence and peace of mind. If you need Medicare help, contact the Senior LinkAge Line, a free statewide service of the Minnesota Board on Aging and the Area Agencies on Aging. The Senior LinkAge Line is Minnesota’s federally designated State Health Insurance Assistance Program (SHIP) and the place to call for non-biased Medicare counseling. Call 1-800-333-2433 Monday through Friday from 8 a.m. to 4:30 p.m. $ ����������������������������������������� ������������������������������������������ ����������������������������� ���������������� ����������� �������������� �������������������� ������������������ ������������������������ �������������������������� ����������������� FROM 1,549 * 1,299 * $ GREECE & HER ISLANDS Athens • Mykonos • Santorini 10 days, departs March - September 2020 Experience a 10-day trip through the heart of ancient Greece. Start with 3 days in Athens, where you will enjoy visits to the Parthenon, the Acropolis and Acropolis Museum, and more, after meeting your fellow travelers at a welcome dinner. Then it’s on to 2 of the most popular Greek islands—Mykonos, famous for its windmills, whitewashed buildings and domed churches; and Santorini, named by numerous publications as the world’s top island. Return to Athens by ferry for your final night in Greece. TM Promo code N7017 1-877-267-6206 *Prices are per person based on double occupancy plus $ 299 taxes & fees. Single supplement and seasonal surcharges may apply. Add-on airfare available. Offers apply to new bookings only, made by 12/31/19. Other terms and conditions may apply. Ask your Travel Consultant for details. Senior Connections HJ.COM Senior Connections Nov/Dec 2019 5