Assistance Needed,
Assistance Provided!
by Jim Heberle, Stanford Mortgage
The Butte County community and mortgage
financing options from lending entities are
responding to the need created by the Camp
Fire. Many options are available for folks to
rebuild their lives and to recreate a new home
for them and their families now and into the
future.
What has occurred and what has been
endured by our local communities is
unprecedented in CA history, with its main
counterpart being the infamous 1906 San
Francisco earthquake. There is an old saying…
I don’t need to read it… I lived it. Well, that is all
very true. And yet, reading can help provide
additional ‘highways’ to recovering from the
most recent calamity… hence this article. Few
calamities have matched or exceeded the
recent chain of events in Paradise California.
While Paradise residents have suffered the
most, all members of Butte County have
embraced and endured the efforts to support
our neighbors and to do all that can be
thought of to support said neighbors.
From the perspective of the professional
Mortgage Lending institutions of Butte
County, what can be done to help is to provide
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2018 - ISSUE VIII
a pathway for folks to re-capture the joy of
being a home owner in Butte County and
maintain the reality of being a resident of our
community. It is apparent that many folks will
be moving out of Butte County because the
pathway of new homeownership or rebuilding
seems to be overwhelmingly problematic and
somewhat prohibitive. How can we help?
Whenever calamity does strike, in whatever
form, a prudent course of action is to take a
deep breath and then proceed to gather all
pertinent information that can help make a
rational decision. Yeah, it sounds simple and as
if it doesn’t need to be said, but in reality, we
can all be reminded of it from time to time.
So, there are two major segments in our
community and in society at large -
homeowners and renters, the scope of the
homeless will not be addressed here. Both
homeowners and renters are dealing with
large impediments to continuing their
residence in Butte County. Leaving Butte
County is not only leaving ones’ home but also
ones’ family, friends, and community. The
constrictions in housing in our communities
even before the Camp Fire were apparent. So