SEBC 2020 Virtual Exhibitor Showcase First Edition | Page 40
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WHAT: Funding made available as down payment assistance to homebuyers purchasing newly
constructed homes from HOP Members
Eligible Builders and Developers; Non-Profit, including Habitat for Humanity, For-Profit,
and USDA-Rural Development
Eligible organizations become a member and reserve financing for qualified
homebuyers once the home is under construction
ELIGIBILITY: Application Fee is $500.00
Must have developed at least 5 new homes for sale and closed at least 5 homebuyer
assistance loans prior to applying for HOP funding
Identify key members on your proposed housing team with experience in the following:
• HOP Program Coordinator
• Eligible Homebuyer Coordinator
• Homebuyer Education Coordinator
• Identify the Agency to provide the homebuyer counseling
HOP funds con be reserved up to 6 months during construction. As the home nears
completion, the borrower is reviewed for eligibility. Once approved, Florida Housing
will fund the HOP DPA at the closing of the home.
ELIGIBLE HOMEBUYERS:
Adjusted Income does not exceed 80% of annual median income could receive up
to $25,000, 0% interest deferred second mortgage Homebuyers with 50% annual
median income or eligible homebuyers with disabilities could receive up to $35,000