Strategy Curve
Allows evaluating the degree of the discrepancy between actual odds and odds predicted by
scorecard and determining those score ranges where the scorecard makes majority of mistakes
Additionally, Strategy Curve helps making decisions about the use of the developed Scorecard and its complete or partial restructuring,
depending on the degree of the found discrepancy.
Unacceptable Strategy Curve
Acceptable Strategy Curve
Low quality zone.
High disparity.
Can be left as is
since located below
cut-off point.
Actual Curve is much
worse than Predicted
for high scores.
High quality zone.
Minimal disparity.
Acceptable quality zone.
Allowable disparity.
Great mismatch
between Predicted
and Actual curves
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