SALGA annual report 2016/17 SALGA ANNUAL REPORT 201617 PRINTED FINAL | Page 202

South African Local Government Association Schedule 3A public entity i.t.o. the Public Finance Management Act, 1999 and recognised i.t.o. the Organised Local Government Act, 1997 Annual Financial Statements for the year ended 31 March 2017 Notes to the Annual Financial Statements Figures in Rand 8. 2017 2016 Trade and other receivables from exchange transactions (continued) The carrying amount of trade and other receivables that are past due and have re-negotiated settlement terms amount to R 2 197 068 (2016: R 1 095 327) Trade and other receivables past due but not impaired (exchange transactions): As of 31 March 2017, trade and other receivables of R 52 738 763 (2016: R 56 531 708) were impaired and provided for. The ageing of impaired amounts is as follows: Not more than 30 days More than 30 days but not more than 60 days More than 60 days but not more than 90 days More than 90 days but not more than 120 days More than 120 days 150 726 439 540 - - 52 148 497 52 738 763 - - 49 505 - 56 482 203 56 531 708 56 531 708 52 738 763 (1 034 140) (55 497 568) 52 738 763 42 253 145 56 531 708 - (42 253 145) 56 531 708 Reconciliation of allowance account for doubtful debt Opening balance Increase in allowance for impairment Amounts written-off as uncollectable Unused amounts reversed The creation and release of allowance for impaired receivables have been included in operating expenses in surplus or deficit (note 22). The maximum exposure to credit risk at the reporting date is the fair value of each class of loan mentioned above. SALGA does not hold any collateral as security. SALGA is exposed to credit risk as a result of transactions entered into with customers on extended payment terms, and cash and cash equivalents held with commercial banks that may not be able to produce cash on demand. SALGA manages these risks by independent checks and only using commercial banks approved by the National Treasury. No changes occurred in the management of these risks from the prior year 202