ADVISORY
S U P E R P E N S I O N A D V I C E R E S E A R C H K N O W L E D G E
We all aspire to do better financially . Unfortunately investing for the future and achieving our financial goals or achieving a better financial position is important but never URGENT . For most people , it usually takes a lower priority than their other family and work commitments .
Therefore , without a team behind you to assist in making this a priority over a long period of time , achieving your financial goals can only be a dream for most people .
At Spark Advisory , we offer you a diverse range of solutions to assist you from managing your money better , to growing and building your investments to achieve your goals throughout your working life and in retirement whilst not lowering your quality of life .
If you aspire for more please get in touch and let us show you how your goals can be achieved .
Why getting the right advice is important
Self-Managed Super Funds
Having a self-managed super fund offers a wider range of investment opportunities compared to retail or industry funds . This requires a hands-on approach and having access to alternative investments can be very attractive . Self-managed super funds also offer estate planning benefits that can be beneficial to family-run businesses and may also be used to acquire business commercial property .
Investing
Through successful saving , people can learn many of the skills they will need to invest successfully , such as the ability to assess rates of interest paid , fees and charges , terms , and ease of access to different types of investments .
Estate Planning
Poor estate planning can cost more than a bad investment . Having a well-designed and maintained estate planning strategy can save a lot of tax . Structure your estate correctly from the start and avoid such pitfalls in the future .
Development Lending
Having the right finance makes all the difference when developing not all lenders are equal in this space . Getting access to the right lender is crucial as not doing so may result in your project getting underway .
Reviewing Your Situation
Your financial plan is one which chalks out your financial goals and how you plan to achieve them . As your situation in life changes , your financial plan also requires regular reviewing and change .
Asset Allocation
Asset allocation refers to how investors distribute their investments among various investment asset classes . Asset classes are types of investments , the main being cash , fixed interest , property and shares .
Retirement Planning
81 % of Australians are highly confident in their ability to plan for their long term financial future but only around 60 % say they have the ability to ensure enough money 6 for ROYAL retirement . BRIGHTON YACHT CLUB
1300 974 947 clientservices @ sparkfg . com . au www . sparkfg . com . au