Risk & Business Magazine Waypoint Fall 2020 | Page 4

CONTENTS

PUBLISHER MANAGING EDITOR
GRAPHIC DESIGN CONTENT COORDINATOR
CONTRIBUTORS
ADVERTISING ( Local )
Tulip Media Group Erika MacLeod Heather Crossman Stacey Cowperthwaite
Tony Hayes Mike Michalowicz Mel Robbins Dr . Brad Smart Alisha Paradise
Erin Ewing
5 TOUGH TIMES FOR SMALL TO MEDIUM-SIZED BUSINESSES
6 PROFIT AND THE BUSINESS HIERARCHY OF NEEDS Mike Michalowicz
8 10 QUESTIONS TO HELP YOU VISUALIZE YOUR FUTURE Mel Robbins
10 YOUR APPROACH TO HIRING IS ALL WRONG Dr . Brad Smart
12 A HERO AT THE HEART OF THE POWELL RIVER COMMUNITY : RIVER CITY COFFEE
14 THE INCREASED RISKS OF CYBERCRIME : PROTECTING YOURSELF AT HOME
15 CHANGES TO THE BC STRATA INSURANCE CRISIS
PHOTOGRAPHY
All images sourced from Tulip Media Group or iStock . com unless otherwise identified .
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WELCOME

Thank you for picking up the fall edition of Waypoint Insurance Risk & Business Magazine . I ’ d like to start first by expressing our gratitude for the invaluable support we ’ ve received from our clients and communities during these challenging times . It has really highlighted our appreciation of community as we have walked through the phases of this pandemic with you towards establishing a comfortable new normal for us all .
Slowly , we are transitioning our staff back from the work-from-home atmosphere into our regular offices . All of our 17 locations across Vancouver Island and the Lower Mainland are adhering to strict government protocols to maintain the health and safety of our staff and clientele . Doing our part to flatten the curve in the coming months remains our top priority as we work to maintain the service standards that Waypoint is known for as we move into Phase 3 of the pandemic .
Another emerging issue to consider as we move into the fall season is that of cybersecurity risk . A focal point of this fall edition will be the need for additional protection on both personal and business policies . Book an appointment with your broker to discuss these changes and explore updated coverage that will fit your needs .
We understand that many businesses are preparing to face the toughest times yet as summer comes to a close . Please be reminded that all of our dedicated team members here at Waypoint are committed to serving you and helping you through this crisis in any way we can . We are available to call , Monday to Friday , from 8:30 am to 5:00 pm at 310-8442 .
Sincerely ,
Tony Hayes , CEO waypoint . ca