CONTRIBUTORS

Jay Nesbit Kim Scott Shawn Hunter Keith Ferrazzi Alisha Paradise James Paulet

4 LOCAL FEATURE Earth Friendly Builders

6 CO-ELEVATE Keith Ferrazzi

8 WORK FROM HOME Kim Scott

10 BURNOUT Shawn Hunter

12 INSURANCE COVERAGE & ASSISTED LIVING FACILITIES

14 THE VALUE OF A SECOND PAIR OF EYES Alisha Paradise

ADVERTISING ( Local ) Jay Nesbit

PHOTOGRAPHY

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Inflation is currently on the rise , creating a stir in the economy whose effects are being felt in nearly every industry — some more than others . And where things are headed in 2023 , nobody seems to know . Although there certainly are a lot of opinions , somewhere between an economic “ soft landing ” and a severe recession seems to be the expectation . Inflation could be under control early next year or it may persist well into 2024 . Nobody has a crystal ball .

From an insurance perspective , insurance premiums have been on the rise as a result of a combination of increased construction costs , severe natural disasters , a higher number of property damage claims , and a higher dollar value for these claims . These are all things that are difficult , if not impossible , to control . Insurance companies are trying to adjust as quickly and efficiently as possible , just like consumers . This is where independent insurance agents can add a lot of value by providing guidance and discussing available options to insureds .

We appreciate the opportunity to share this valuable information with you . If you ’ d like more information on any of the topics or businesses featured in this issue of Risk & Business Magazine , we would love to hear from you . You can provide us with feedback by sending any inquiries or comments to info @ nesbitagencies . com . +

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