Risk & Business Magazine Nesbit Agencies Winter 2019 | Page 3

4 feature EMPLOYMENT PRACTICES LIABILITY CONTENTS 6 SIX WAYS TO REDUCE CELLPHONE ADDICTION Neil Pasricha 8 SEVEN WAYS TO GET TO THE NEXT LEVEL IN YOUR LIFE Mel Robbins 10 SELLING AND MARKETING Grant Cardone WELCOME Welcome to the Winter 2019 issue of Risk & Business Magazine. For those of you familiar with our magazine, you may have noticed we changed our format to include fewer pages in each issue but increase the number of issues we publish each year to four. One of the main motivations behind this change was to allow us to spotlight more of our customers in this magazine along with continuing to provide relevant business and insurance content that we feel will be of value to our customers and other readers. We know we have an extensive list of other loyal clients that have trusted Nesbit Agencies to handle their insurance needs for many years. We’d like to hear from anyone that is interested in being featured in an upcoming issue of Risk & Business! We appreciate the opportunity to share this valuable information with you. If you’d like more information on any of the topics or businesses featured in this issue, we would love to hear from you. You can provide us with feedback by sending any inquiries or comments to info@ nesbitagencies.com. Thank you. 12 WINTER IS COMING Is Your Property Ready? Sincerely, 14 THE INSURANCE CLIMATE MAY BE CHANGING WITH THE WEATHER Jay Nesbit, Operations NESBITAGENCIES.COM Nesbit Agencies Risk & Business Magazine TM is published by Tulip Media Group. All content, copyright © 2019, Tulip Media Group. All rights reserved. PUBLISHER MANAGING EDITOR GRAPHIC DESIGN CONTENT COORDINATOR Tulip Media Group Erika MacLeod Jessica Embree Stacey Cowperthwaite CONTRIBUTORS Mel Robbins Neil Pasricha Grant Cardone Wayne Nesbit Jay Nesbit Jay Nesbit ADVERTISING (Local) PHOTOGRAPHY All images sourced from Tulip Media Group or iStock.com unless otherwise identified. Risk & Business Magazine TM is a valued and recognized trademark of Tulip Media Group. This publication may not be reproduced, all or in part, without written consent from the publisher. Every effort has been made to ensure the accuracy of all content in this publication, however, neither the publisher nor Nesbit Agencies will be held responsible for omissions or errors. Articles, reports and information contained herein reflect the views of the individuals who wrote or prepared them and do not necessarily represent the position of the publisher or Nesbit Agencies. The material herein is intended for educational and informational purposes only. Nothing herein is to be considered the rendering of insurance advice for specific cases or circumstances. Communication of any legal information contained herein does not constitute an attorney-client relationship, nor convey legal advice or recommendation of any kind. Do not rely on information contained herein to replace consultation with qualified  brokers, attorneys or other professionals in your jurisdiction. Please address all editorial and advertising inquiries to Tulip Media Group, email: [email protected]. Tulip Media Group is not held responsible for the loss, damage or any other injury to unsolicited material (including but not limited to manuscripts, artwork, photographs and advertisements). Unsolicited material must be included with a self-addressed, overnight-delivery return envelope, postage prepaid. Tulip Media Group and Nesbit Agencies will not give nor rent your name, mailing address, or other contact information to third parties. Subscriptions are complimentary for qualified individuals. 5900 Rowland Rd., Minnetonka, MN 55343 Tel: [phone]