AGENT SPOTLIGHT
Supporting The Future Of Farming Through Smarter Risk Management
David Buss AgriCap Group, LLC
Agriculture’ s Risk Landscape Is Changing
Agriculture has always been an industry built on resilience, adaptability, and longterm thinking. But today’ s producers are facing new layers of complexity as weather patterns shift, sustainability expectations grow, and operating costs continue to rise.
For many agricultural businesses, managing risk is no longer just about protecting a single season. It is about creating long-term stability for farms, families, employees, and future generations.
Recognizing the evolving challenges facing agriculture, Nesbit Agencies helped launch both AgriCap Group and the American Agribusiness Association( A3) to create more specialized risk management solutions for producers. Through these organizations, the risk management focus extends beyond traditional insurance, helping agricultural businesses access tailored programs, longterm support, and resources designed for the realities of modern farming.
Over the past several years, David Buss has worked on developing specialized insurance programs designed to help agricultural producers navigate evolving risks while supporting long-term operational goals.
“ With the way the weather patterns have changed and just getting more individualtype coverages and just being able to make it more personalized for each one,” Buss explained,“ we’ re able to find that if a farmer is outperforming his peers, that he should have a better insurance rate.”
That personalized approach is helping producers move beyond one-size-fitsall coverage and toward solutions that recognize the unique challenges facing each operation.
Supporting Producers Through Change
Agricultural businesses today are balancing profitability with increasing pressure to improve sustainability and strengthen resilience. Many producers are exploring regenerative and soil-centered practices that can improve long-term soil health, water retention, and crop performance.
But making those changes can feel risky without the right support system in place.
“ There’ s a big push for sustainability,” Buss said.“ Consumers are asking for it. But then it’ s just a matter of how an agricultural company takes that information and [ can ] still be profitable with it.”
For many farmers, adopting new practices requires additional planning, investment, and patience. Weather events, market shifts, or unexpected production challenges can create setbacks, even when producers are doing everything correctly.
That is where Nesbit Agencies believes the insurance conversation is evolving. Producers are looking for partners who understand agriculture, recognize how quickly the industry is changing, and are willing to build solutions around those realities.
Rather than simply reacting after losses occur, specialized programs are increasingly focused on helping producers confidently navigate transition periods and continue building stronger operations over time.
Creating Stability In An Unpredictable Industry
Programs connected to initiatives like A3 are helping demonstrate how insurance can support innovation and resilience across agriculture. These efforts are designed to give producers additional confidence as they adopt practices intended to strengthen long-term farm performance.
“ There could be a drought. There could be too much moisture. There could be hail,” Buss said.“ They could be doing everything right, but now their crop didn’ t turn out the way they wanted it to.”
For insurance professionals working in agriculture, the goal is not simply to provide coverage. It is to help producers stay operational and continue moving forward after difficult seasons.
“ If there’ s a bad year, bad crop, they’ re going to be able to get insurance to help them stay in business for the following year,” Buss said.
That support can make a meaningful difference for producers who are investing in new methods, improving soil practices, or exploring ways to build stronger longterm resilience into their operations.
Nesbit Agencies continues to invest time and attention into understanding these emerging agricultural challenges
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