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Jay Nesbit David Tully Megan Hartman Oberle, Tully & Company

Jay Nesbit

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4 PROFESSIONAL SERVICES FIRMS AREN’ T EXEMPT FROM INSURANCE DEMANDS— JUST ASK THE OWNER OF OBERLE, TULLY & COMPANY

6 7 AI TOOLS EVERY BUSINESS NEEDS FOR A COMPETITIVE EDGE IN 2025

8 STOP THE SCROLL: BUILDING STRONGER SOCIAL MEDIA ENGAGEMENT FOR YOUR BUSINESS Megan Hartman

12 UNDERSTANDING HOMEOWNERS ASSOCIATION INSURANCE AND ASSESSMENT CHARGES TO AVOID COSTLY SURPRISES

14 THE TIME FOR CONTRACTOR INSURANCE IS NOW

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Welcome to the latest edition of Risk & Business Magazine. As we move into a new season, Nesbit Agencies remains committed to providing more than just insurance policies: we aim to deliver protection, peace of mind, and practical support for whatever the future may bring.

This issue features an article on David Tully, a CPA and owner of Oberle, Tully & Company, as our cover story. David shares his experience navigating the insurance landscape for professional services— such as his accounting firm— with a focus on vital protections like cyber liability and professional liability insurance. He offers insights into managing risk, building client trust, and working with Nesbit Agencies to secure tailored coverage for his accounting firm.

We also highlight the diverse range of other coverage options offered by Nesbit Agencies. From homeowners’ association insurance to essential contractor policies, our articles discuss how the right insurance can safeguard both individuals and organizations. Whether you’ re looking to secure your property, protect your business, or manage professional risks, our goal is to help you make informed choices and build stronger, safer communities.

Thank you for trusting Nesbit Agencies as your insurance partner. We look forward to helping you embrace the new season with security, understanding, and renewed peace of mind. +

Sincerely,

Jay Nesbit, Operations NESBITAGENCIES. COM

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