Risk & Business Magazine Nesbit Agencies Fall 2021 - Page 13

FLEET SAFETY
" FROM THE IMPLEMENTATION OF DEVICES LIKE DASHCAMS AND BRAKE MEASUREMENT DEVICES , SPEED MEASUREMENT AND THE ANALYSIS OF DATA RIGHT DOWN TO TRAINING AND INSURANCE , TELEMATICS IS QUICKLY ENCOMPASSING THE ENTIRETY OF THE DRIVER EXPERIENCE FROM THE PERSPECTIVE OF SAFETY ."
Telematics is a preventative measure that not only improves statistics across the board but has also seen positive results when applied at the claims level . Immediate training post-accident based on the cause of the accident has shown a resulting drop in that behavior by 75 % or more over the 18 months following the accident , according to some companies .
Not only is this information being used by fleet managers to assist with improvement of their own safety programs but it is being used by their insurance professionals . The data is often linked directly to risk management tools that will assist agents or brokers with alerting their insured clients about driver behaviors , should they become an issue at any point . The goal is not to punish drivers but , rather , to build a positive framework of training and improvement .
Nothing will change overnight , however . Incremental change is the name of the game . Even improving just 1 % every month is better than stagnating and letting the same issues repeat themselves year over year . Telematics is a way for agents to help with risk management consultation with their clients and is proving to be a great way for managers to assist with their own fleet safety programs through real data . It is no longer a guessing game or trying different approaches to see what may stick and what won ’ t . Rather , it is now a way for managers to get a handle on metrics and use them to their own advantage .
From the implementation of devices like dashcams and brake measurement devices , speed measurement and the analysis of data right down to training and insurance , telematics is quickly encompassing the entirety of the driver experience from the perspective of safety . The next logical step is the implementation of autonomous vehicles , which expands the scope of telematics even further and is becoming closer to reality than science fiction every day .
For more information about transportation telematics and how they may be able to improve your fleet management programs , contact us at 952-941-9418 or NesbitAgencies . com . +
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