Risk & Business Magazine Nesbit Agencies Fall 2019 | Page 3

4 feature HELL'S KITCHEN SPOTLIGHT CONTENTS 6 THREE KEYS TO ATTRACTING YOUR MOST IDEAL CUSTOMERS + CLIENTS Joe Polish 8 THE NEW ECONOMIC MODEL PROFIT + PURPOSE 2.0 Amy Jo Martin 10 HOW WE DO PERFORMANCE REVIEWS Ari Meisel 12 HEAVEN & HELL: A Case Study In Client Care 13 CYBER LIABILITY PROTECTION WELCOME Welcome to the autumn 2019 issue of Risk & Business Magazine. In this issue, we are shining a spotlight on Kris Ransom of Hell’s Kitchen. Kris has worked with Nesbit Agencies to develop a benefits program for employees along with ensuring the necessary types of insurance coverage are in place for the many types of risk to which their business might be exposed. An important area we don’t cover a lot in this magazine is related to employee benefits products. Offering life, health, and disability coverage to employees within a business also provides important protection, in addition to property and casualty insurance policies. We have included an article from Bryan Stanley to show how he and Steve Strege were able to correct a classification error and save Hell's Kitchen approximately 15 percent on their premiums. We appreciate the opportunity to share this valuable information with you through our Risk & Business Magazine. If you’d like more information on any of the topics or businesses featured in this issue, we would love to hear from you. You can provide us with feedback by sending any inquiries or comments to [email protected]. Thank you. Sincerely, 14 PROTECTING THE UNOCCUPIED: Vacant Home Insurance Jay Nesbit, Operations NESBITAGENCIES.COM Nesbit Agencies Risk & Business Magazine TM is published by Carle Publishing Inc. All content, copyright © 2019, Carle Publishing Inc. All rights reserved. PUBLISHER MANAGING EDITOR GRAPHIC DESIGN CONTENT COORDINATOR Carle Publishing Inc. Erika MacLeod Jessica Embree Stacey Cowperthwaite CONTRIBUTORS Joe Polish Amy Jo Martin Ari Meisel Wayne Nesbit Kris Ransom Bryan Stanley Jay Nesbit Jay Nesbit ADVERTISING (Local) PHOTOGRAPHY All images sourced from Carle Publishing Inc. or iStock.com unless otherwise identified. Images of Hells Kitchen were provided by Hells Kitchen. Risk & Business Magazine TM is a valued and recognized trademark of Carle Publishing Inc. This publication may not be reproduced, all or in part, without written consent from the publisher. Every effort has been made to ensure the accuracy of all content in this publication, however, neither the publisher nor Nesbit Agencies will be held responsible for omissions or errors. Articles, reports and information contained herein reflect the views of the individuals who wrote or prepared them and do not necessarily represent the position of the publisher or Nesbit Agencies. The material herein is intended for educational and informational purposes only. Nothing herein is to be considered the rendering of insurance advice for specific cases or circumstances. Communication of any legal information contained herein does not constitute an attorney-client relationship, nor convey legal advice or recommendation of any kind. Do not rely on information contained herein to replace consultation with qualified  brokers, attorneys or other professionals in your jurisdiction. Please address all editorial and advertising inquiries to Carle Publishing Inc., email: [email protected]. Carle Publishing Inc. is not held responsible for the loss, damage or any other injury to unsolicited material (including but not limited to manuscripts, artwork, photographs and advertisements). Unsolicited material must be included with a self-addressed, overnight-delivery return envelope, postage prepaid. Carle Publishing Inc. and Nesbit Agencies will not give nor rent your name, mailing address, or other contact information to third parties. Subscriptions are complimentary for qualified individuals. 5900 Rowland Rd., Minnetonka, MN 55343 Tel: [phone]