COLLABORATION
Its shareholders represent mutual insurance companies in Ontario and across Canada— companies that have been protecting families, farms, and businesses for over a century.
The mission is simple but powerful: protect the independent broker distribution channel, protect mutual volume, and ensure that local communities continue to be served by brokers who know them best.
GROWTH BACKED BY CONFIDENCE
In 2025, Collectivfide secured $ 65 million in growth equity funding to accelerate its expansion. The investment, raised in two tranches($ 45 million in March and $ 20 million in September), was led by Farm Mutual Reinsurance Plan Inc.( Farm Mutual Re)— Canada’ s 100 % mutual reinsurance company.
This new funding is already making a difference. It helped finance the acquisition of Miller Insurance Brokers, a leading Ontario brokerage known for its comprehensive insurance solutions and strong local presence. That transaction marked Collectivfide’ s 14th acquisition since inception— evidence of its momentum and commitment to strengthening the mutual system.
A UNIQUE MODEL FOR BROKERS them aligned with the mutual system, Collectivfide ensures that:
• insurance decisions remain rooted in rooted in local communities,
• broker partners stay strong and competitive while maintaining their identity, and
• mutuals can continue their mission of putting people before profits.
As Tony Ngo, Collectivfide’ s President & CEO, puts it:“ Securing this investment is a powerful validation of Collectivfide’ s vision and business model. With this capital, we are well-positioned to accelerate brokerage acquisitions, protect Mutual volume, and reinforce the broker distribution channel, continuing our goal of building a stronger future for Mutuals and their communities.”
LOOKING AHEAD
Collectivfide was built on a simple belief: mutuals and their brokers are better when they work together By uniting resources, protecting the broker channel, and investing in growth, Collectivfide is ensuring that Ontario’ s farm mutuals can keep doing what they do best— serving people, protecting communities, and staying true to their roots. +
Unlike corporate consolidators, Collectivfide doesn’ t take away a brokerage’ s independence. Instead, it provides centralized services— human resources, marketing, underwriting, office optimizations, etc.— so broker partners can focus on what they do best: building relationships with their clients and communities.
Joining the Collectivfide network means brokers benefit from the resources of a large organization while maintaining their local identity and personal touch. It’ s the best of both worlds— scale without losing connection.
WHY IT MATTERS TO MUTUALS AND COMMUNITIES
For policyholders, Collectivfide’ s growth means long-term stability. By protecting independent brokers and keeping
Protecting farmers for more than 145 years
Today’ s farm operations are more sophisticated than ever. That’ s why you need the added features Germania Mutual Insurance has developed as agri-business experts. We’ ve been protecting farms since 1878 so we understand what’ s important.
As more and more people are starting back to the workplace, we’ d like to express our sincerest thanks to the farmers that have never stopped, thank you for keeping us fed.
In your community. For your Community.
There’ s Insurance then there’ s Mutual Insurance. Ask your broker and discover the mutual difference.
HOME • AUTO • COMMERCIAL • FARM
MillerInsurance. ca • 25